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Sun Nov 10, 2013, 07:31 PM

see what obamacare inusrance will really cost

this link will show you what the various plans cost in your zip code. i tested it out using my info and its dead on.
its a way to see what it will cost w/o using healthcare.gov (you would have to check the individual companies to see what the coverages actually are but its a start)

http://www.thehealthsherpa.com

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Reply see what obamacare inusrance will really cost (Original post)
rdking647 Nov 2013 OP
VanillaRhapsody Nov 2013 #1
rdking647 Nov 2013 #2
Hoyt Nov 2013 #3
ohheckyeah Nov 2013 #4

Response to rdking647 (Original post)

Sun Nov 10, 2013, 07:37 PM

1. we already have one Kaiser...

 

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Response to rdking647 (Original post)

Sun Nov 10, 2013, 07:40 PM

2. this one show more info

it shows the actual plans and rates. the kaiser link just shows the subsidys.

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Response to rdking647 (Original post)

Sun Nov 10, 2013, 07:48 PM

3. The one problem with some of these is they don't give a premium for your specific age.


A 51 year old pays more than a 50 year old, etc.

As someone pointed out to me, even the quick lookup on healthcare.gov only breaks it down into a couple of age ranges. So if you are say 60 and look at the plans that pop up, you will actually pay maybe as much as 30% more than what is displayed.

However, when I looked further, I was still surprised to find the rates were lower than I ever paid for a traditional Blue Cross Plan with an ever increasing deductible to minimize 20 to 30% annual premium increases.

So, this is not a criticism of ACA -- which I support over what we had before -- but the web sites aren't telling the whole truth.

It appears the HealthSerpa site does do it by actual age. Cool and useful.

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Response to rdking647 (Original post)

Sun Nov 10, 2013, 07:54 PM

4. Sorry, but those rates are

nothing like what I got on the healthcare.gov website. The subsidies that website is showing are way higher than actual.

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