General Discussion
Related: Editorials & Other Articles, Issue Forums, Alliance Forums, Region ForumsMy Nightmare with the ACA and How I Got My Pony
Okay...I started trying to get coverage from day 1. Got through on day 3. Have been fighting through it since. 3 weeks ago, I started over...YAY!!! Successssssssss...oh...wait.
None of the plans offered had providers in my County. That is COUNTY. Not city. It's a big county. Maricopa is a two hour drive, through the mountains. I can't do that. I tried and tried, live chat, emails, etc. Today, I took time off and called. She was not helpful. Tried live chat, again. This woman (Carly) was determined to figure it out. It was INSANE that there was no coverage in my county!
She gave me some helpful tips (45 minutes worth) and then I emailed my county Health Dept. HOLY CRAP! They emailed me back in 15 freakin' minutes with answers! No, most of the companies offering plans through the exchange DO NOT cover our county, BUT, two of them do, they just don't have accurate listings. PLUS, many more providers will be added to these two plans in the next few months. FREAKIN' WOOT!!!!
I was honestly in tears earlier. I haven't had insurance in 13 years. I wanted, no...needed this. Long story miniscule, they wanted $1200 for just me plus a rider that nothing would be covered. The $1200 was just for the pleasure of carrying a card in my wallet. Today, I FINALLY signed up for $75. Not the Caddy Plan I had back in Chicago, but I won't have to die a slow and agonizing death at home because I'm uninsured.
So, thank you, Mr. President, good people of the US, County Health Dept., Carly from Live Chat, and finally...HealthNet...for my new Insurance Pony.
Big, big word of advice, verify your providers!
P.S. This isn't a hit and run post, but I'm freakin' starving and am taking the rest of the afternoon off to eat and lay my weary head down (flu recovery).
Hekate
(93,581 posts)It was a nail biter, that's for sure!
Best of health to you, as well!
Keefer
(713 posts)and what does it have to do with getting health insurance? LOL
Wait Wut
(8,492 posts)I'm surprised I was able to type my name yesterday. Freakin' worse today.
dixiegrrrrl
(60,011 posts)Wait Wut
(8,492 posts)babylonsister
(171,423 posts)Wait Wut
(8,492 posts)Liberal_in_LA
(44,397 posts)Wait Wut
(8,492 posts)Squinch
(52,110 posts)for you.
Congratulations and here's to a healthy year!
Wait Wut
(8,492 posts)Some people just cruise through, apparently my county is a difficult one.
Squinch
(52,110 posts)But, out of curiosity, I did go on my state exchange back in the fall. It seemed to be working OK, but I didn't go through the whole process.
I like my job so I am lucky, but you never know what the future holds. It's nice to know that if things ever turn sour and I go out on my own, I won't be bankrupted by health insurance.
Wait Wut
(8,492 posts)My son is in MO and he couldn't afford the company insurance when he started. They don't offer the expansion in MO, so he was pretty well screwed. Then his boss said the company insurance would have to be 'reworked' because of the ACA and it became affordable with improved coverage.
Just wondering if other's have seen the same thing.
Squinch
(52,110 posts)littlewolf
(3,813 posts)recovering from the flu, rest, fluids.
Wait Wut
(8,492 posts)...I'm workin' on it. I've been oddly healthy over the past couple of years. This sorta blindsided me.