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Tommykun

(81 posts)
Thu May 1, 2014, 08:11 AM May 2014

The Rigged Game of US Economics Viewed Through the Eyes of My Generation.

My name is Tommy, I'm 25 years old, live in a small city in Georgia and I have lost all hope on finding a job to provide for myself, my wife, and my children. My diabetic father is barely making enough to support himself, much less us as well. He's healthy, even compared to most people my age, but I know that it won't be long before he has to put down the wrench and pumice hand-cleaner and that ASE Certified Master Mechanic coat he's so proud of.

Seven years ago, with a head full of ideas and the love of computers, I started my own PC repair and consultation business. I knew everything I needed to know and had my certifications so I knew I could do a good job, and I did. I won several awards from local newspapers, small business organizations, and so-on. Things were going great. I was recently married, had a child on the way, and was living the American dream. I was able to rent a decent home and furnish it how I wanted, I had plenty of food, and I was genuinely happy. I was going to college online at what I thought was a reputable school (my uncle graduated from the place back in the 80s but apparently they had become a for-profit joint). Things were absolutely great. That is, until the economy fell flat on its face. Business became slower and slower. On top of that, a multi-national group bought the strip mall my shop was in and doubled the rent. The die-cast factory, beef processing plant, and uniform manufacturing plant in my town closed down, putting thousands out of work. Most of my clients worked there. Some were older and living off of retirement or Social Security, but the majority were 30-60 year-olds that were still working. In 2011, after trying to fight through it for a few months, I gave in and shut my doors. I was forced to move my family in with my father, my son was two, and I had another child on the way.

Three years of building something great from the ground up was destroyed in a matter of five months. I kept working as much as I could on a call-by-call basis, but it was nowhere near the same. Before, I was bringing in around 800 a week after putting money back for the business and paying my apprentice. My apprentice brought home about 450-500 a week depending on workflow, which is a very livable wage where I live. Now, I was lucky to make 200-300 a week, if I made anything at all, and had to get on Food Stamps. I was forced to quit school since I was simply too stressed to be able to clearly focus. It was also at this point where my heart began to act odd. Medicaid wouldn't cover me so I still have no idea what's wrong with me, but I've learned to manage.

I received a call about a year or so after I moved in with my father from Great Lakes Lending saying that I was about to default on my $22,000 student loan. I, having no knowledge of taking out a loan, was absolutely dumbfounded. After calling the school, the lending institution, and various other entities for several days, I finally determined what had happened. The school that I attended falsified various documents in order to take out loans against students, even if they had scholarships which covered their tuition. I reported this to the Department of Education, but action has yet to be taken and I'm still sitting on a pile of debt that I have no hope of paying back.

Every day since I closed the shop, I've scanned the classifieds, visited employment websites, went to the local GA Department of Labor office, and placed applications at various locations, even places far outside of my comfort zone. The few interviews I received went well but I'd never get a call back, and if I did they would all say, "You're too skilled for this position," which I have learned means, "You'd do a great job, maybe too great, and we'd end up having keep you on and pay you more than the pittance that we can pay someone else that we can fire before the 90 day period is up."

For someone with trained skills, twelve IT certifications, hundreds of people lining up to give wonderful references, and a proven record of self-leadership, you would think that they'd be the perfect candidate for a position doing almost anything clerical, support, or IT related. But apparently not. The few companies that swooped in to pick at the corpse of our local economy require no formal education, pay minimum wage, and refuse to hire those with professional experience.

The far right have been pining for this since the Emancipation Proclamation. They no longer could have the slaves that they had, so they had to begin manufacturing new ones. As labor unions and laws are struck down, and laws protecting moneyed corporate interests are ratified, my generation is dying. We're fighting for an education that is being stolen from us by those who wish to make a profit. We're fighting for a living wage which we can't possibly obtain because the multi-billionaire owners of these companies absolutely must have five yachts this year instead of four. We're fighting for medical care that we can't receive because hospitals have shareholders that they must appease and insurance companies are only looking out for their bottom-line. We're sitting here, realizing that the people of the US are nothing but slaves to their corporate masters.

We once had hope that the Democratic party would fight for us, but they sit there and let the likes of Captain Turtle and The Orange Avenger order them around. The few decent liberal politicians are shoved down and shouted out by the far right in both the Republican and Democratic parties. Those of us in my generation, like myself, who wants to get into local politics can't due to if you don't have a R next to your name and scream "JESUS LIKES GUNS AND SHOOTING BROWN PEOPLE!" you can't get elected.

Now I sit here as my son plays on the floor and watches PBS, my daughter bundled up in her bed while she gets over a stomach bug, and my wife curled up in our bed sleeping off a long night with our daughter. I type this out, hoping that people understand that we want to work. We want an education. We want to have the chances our grandparents had. But that was stolen away in favor of massive profits and outsourcing. And my children won't have much of a chance if something doesn't change, and fast.

13 replies = new reply since forum marked as read
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The Rigged Game of US Economics Viewed Through the Eyes of My Generation. (Original Post) Tommykun May 2014 OP
Well Said - I Can Only Hope More Americans Wake Up And Soon cantbeserious May 2014 #1
When it comes to $$$$$, R=D=I. Sadly, most politicians today are only interested in huge $$$$$ for RKP5637 May 2014 #2
I feel for you OLDMDDEM May 2014 #3
Great post. Thanks for sharing your story. Laelth May 2014 #4
Very sad, but very true. Tommykun May 2014 #7
Hey tommykun Jesus Malverde May 2014 #5
Thanks for the suggestions. Tommykun May 2014 #6
intergenerational warfare...that's the ticket. NOT. pls don't buy media myths about "baby boomers" magical thyme May 2014 #9
Hang in there... SomethingFishy May 2014 #8
you need to call a lawyer magical thyme May 2014 #10
Great post. n Demo_Chris May 2014 #11
I've tried to explain this for years: outsourcing doesn't just hurt primary industries... Romulox May 2014 #12
Thanks for taking the time to share your story here. Hugin May 2014 #13

RKP5637

(67,108 posts)
2. When it comes to $$$$$, R=D=I. Sadly, most politicians today are only interested in huge $$$$$ for
Thu May 1, 2014, 08:49 AM
May 2014

campaign financing. Some are very interested in "we the people," but most IMO are more interested in their political careers. There is a huge gap between the political elites and "we the people." And there are millions like you, but we seem to have no voice under the current system. And, it is going to get worse as the US continues to be transformed to a 3rd world country with dirt cheap labor so slaves can be obtained at home than in other countries. Sadly, I still think many Americans are way too naive about how this country is being reshaped.

OLDMDDEM

(1,573 posts)
3. I feel for you
Thu May 1, 2014, 09:24 AM
May 2014

I haven't had the lack of good luck you have had but know that this too shall pass. Four years ago this month my father died of Ahlzeimers. My brother and I spent many weeks looking for a place that he could call home that would be able to care for him with the knowledge of how to care for this type of patient. This was in Florida. He finally took the turn for the worse that said it was time to get him into hospice. A few weeks later he was gone. A few days later I had a stroke the size of a golf ball. Nine weeks later I went back to work, What a mistake that was. Two days later I was "laid off" as a cost saving strategy by the company. Hah!!! What a load of crap.

Fourteen months later I found work and have permanent damage from the stroke. I admire your tenacity. If I lived where you do I would vote for you as you are a caring, strong fighter. Keep it up. People will notice. Sadly, there are places like that institution that forged you into a student loan. They will get your comeuppance.

Keep the community here informed of your progress.

Laelth

(32,017 posts)
4. Great post. Thanks for sharing your story.
Thu May 1, 2014, 10:11 AM
May 2014

Last edited Thu May 1, 2014, 10:42 AM - Edit history (1)

Not to rain on your parade (as if it were a parade), but I would note that you are young, and there's still hope for you if we can turn the economy around with a return of progressive taxation and a major increase in the minimum wage. My generation, however, GenX, is screwn (to put it mildly). I am in just about the same boat you are in, but I'm 46, and I'm about to be un-employable by anyone due to age. Sux to be a GenXer. We will suffer the worst from the trickle-down policies of Reagan and his progeny.

-Laelth

Tommykun

(81 posts)
7. Very sad, but very true.
Thu May 1, 2014, 01:44 PM
May 2014

My dad, who will be 54 this year, is still working his tail off. Somehow he hasn't been deemed un-employable, even though he's a diabetic at his age. You would think that by now he would have a decent retirement fund or something, but the Reagan economy made it impossible for him to put money back and raise me.

Jesus Malverde

(10,274 posts)
5. Hey tommykun
Thu May 1, 2014, 10:50 AM
May 2014

Nice post! It's from the heart and spot on.

There are several factors at work that you should be aware of.

The major problem with our economy right now is the baby boom. This un-natural population growth has dominated politics, the economy and culture for the last 50 years. There are finite resources in the world and the BB consume and consume. For years they consumed houses, house goods, education, cars, you name it.

Today they consume health care, and are de-consuming as they retire, downsize their houses, and cut their spending which is natural with all who retire. That might be a hint of what will be growth industries, health care, nursing homes, in home health care etc. Consider a transition to healthcare IT, specifically radiology which is where the bulk of healthcare technology and dollars are.

The baby boomers are not the allies of the young. They have always been self centered, inward looking and out to get the most for themselves. As a group the young can't look to them for help. Being past their working lives they are not concerned much with the economy. Being that many don't have adequate retirement they will continue to occupy jobs that in the past would have opened up and given other opportunities. Do count on them to look to the young to subsidize their healthcare and retirement. They as a group lived in a golden era of American economics and our monumental debt it testament to their idea of pushing issues off to another generation.

The second issue I sure you can appreciate is we are moving to a post PC world. People don't upgrade video cards in a tablet or phone. At some point we'll all be using tablets or running servers. If your very technical consider something like healthcare hardware repair. Find a niche that can't be moved to the cloud or run on a tablet.

Seeing as the boomers needed cheap stuff for their suburban wonderlands, all the jobs were shipped to china, mexico, vietnam etc. Those jobs are gone for good. You'll notice there is little discussion of unrolling the failed NAFTA agreements and free trade in fact the opposite continues. Free Trade is an enemy of the post Baby boom.

There are two other revolutions that will affect job growth in the future, robotics and 3D Printing. Drivers, pilots, assembly workers, warehouse workers, and many more are being replaced with location aware robots.

Anything that has anything routine about it will be replaced. Cops on patrol will be replaced, we'll only have cops who come after the patrol robot has alerted to something. Jobs that have more of a future are jobs that perform work that is near impossible to program. Think firefighter, plumbing repair, remodeling, vs. Cabbie, garbageman, etc.

I actually heard an engineer bragging that one day the barista will be replaced with a 3d printer that will be able to put any design you want on your coffee. It was a bit disgusting but proved to me that we are being driven by financial bean counters and dispassionate engineers.

To see this in action, check out on youtube, "boston robotics", "amazon warehouse", "3d printer". Consider the next generation of robots will have google as a brain.

If you understand there is no going back to your grandpas economy, you'll be able to make better choices for you and your family.

Good Luck and keep on posting here.


Tommykun

(81 posts)
6. Thanks for the suggestions.
Thu May 1, 2014, 01:38 PM
May 2014

I actually was wanting to go back to school for robotics, which was dashed when I found out about the loan, so I could go to work with Amazon and Google when I first heard about their aspirations to use drones to deliver goods. I've also always been greatly interested in robotic prosthesis. The rise of 3D printing has made it far easier and faster to manufacture components for robotics.

And about the tablets, oh I know about that haha. However, people still get viruses (the majority of the issues I've always had to deal with) or they dropped their tablet/iPhone/laptop and the screen is shot.

 

magical thyme

(14,881 posts)
9. intergenerational warfare...that's the ticket. NOT. pls don't buy media myths about "baby boomers"
Thu May 1, 2014, 02:27 PM
May 2014

Baby Boomers are no different than any other generation. Some are massive consumers. Others live very frugally. Some are self-centered. Others not so much.

Some saved for retirement and were able to hang on to their savings. Others saved for retirement, but were dumped just as they should have reached their peak earning years and forced to live off their retirement savings because once you hit 50, your done in the current economy.

The massive national debt that you are blaming on boomers is a direct result of Bush's tax cuts for the wealthy and his unfundeded war.

The loss of many jobs stems back to Reagan's policies, and it wasn't Boomers who voted him in, it was the generations ahead of us and one right behind us.


SomethingFishy

(4,876 posts)
8. Hang in there...
Thu May 1, 2014, 01:57 PM
May 2014

I know how you feel... My two oldest sons graduated High School in the past 2 years and I can't afford to send either of them to college. So it's student loans or get into the work force for them.

It's difficult in the extreme to be a parent and not be able to properly provide for your family. I work almost 80 hours a week, yet I still can't make ends meet. It's demoralizing, especially when you see these asshole politicians complaining about raising the minimum wage and about providing affordable health care while they give away the store to corporations and banks, prepping the economy for another disaster...

And the Democrats are only a hair better, at least they want to throw us a bone while they take care of the elite.

 

magical thyme

(14,881 posts)
10. you need to call a lawyer
Thu May 1, 2014, 02:30 PM
May 2014

"I received a call about a year or so after I moved in with my father from Great Lakes Lending saying that I was about to default on my $22,000 student loan. I, having no knowledge of taking out a loan, was absolutely dumbfounded. After calling the school, the lending institution, and various other entities for several days, I finally determined what had happened. The school that I attended falsified various documents in order to take out loans against students, even if they had scholarships which covered their tuition."

Unless you signed loan documents, they committed fraud. You should be able to find a pro bono lawyer to help you. Also, get in touch with other students they pulled this stunt on and see about a class action suit.

Romulox

(25,960 posts)
12. I've tried to explain this for years: outsourcing doesn't just hurt primary industries...
Thu May 1, 2014, 04:22 PM
May 2014

but also all of the service industries that form around the workers in those industries. People, by and large, either can't understand this, or simply don't care.

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