General Discussion
Related: Editorials & Other Articles, Issue Forums, Alliance Forums, Region ForumsI have to help someone sign up on the ACA registry tonight. In NYS.
He's got no computer or access. He does have a crummy job, lousy insurance and a number of health issues.
Any advice?
Is there an "ACA for Dummies" site anywhere that could walk us through it?
It's all new territory for me.
pinto
(106,886 posts)Smarmie Doofus
(14,498 posts)You're better than google. ( I'm not being facetious.)
I'll have a look.
pinto
(106,886 posts)Name caught my eye. They also have an AARP ACA website mentioned. Good luck!
Smarmie Doofus
(14,498 posts)I wonder why I don't get it anymore.
As Henry Fonda said to K. Hepburn in On Golden Pond, "Maybe I'm dead."
NYC_SKP
(68,644 posts)A nice man walked me though it.
Earbuds helped with the wait time, I was able to do dishes and laundry while being on hold.
Smarmie Doofus
(14,498 posts)I see the NYS site closes off phone help at 8 pm.
So I guess we'll have to start earlier than anticipated.
I've no idea what the "investigating options" part of the plan is going to entail.
Thanks.
NYC_SKP
(68,644 posts)And then it spits back available plans.
In California, the number of participating companies fell to 4, I think, for this year.
Things to do next:
Determine if your primary care physician is a part of the network of any plan you consider.
Is the hospital you like AND their physician group in the network?
Understand what Deductible and Out-of-Pocket mean, and how much they are.
Know that there usually are in-network and out-of-network Deductibles and OOPs.
I was sent in May to Stanford for brain surgery, it turned out the physicians were out of network.
I'd have had to come up with an additional $15,000 or something to meet in and out of network costs, but fought it and won.
Over $500,000 of work, it's still not over but I survived and am doing well and even the shitty Anthem Blue Cross through ObamaCare worked for me.
I'm switching to Blue Shied.
Good luck--- See if you can pick two or three plans that are the right network and price before you call, that's what I did.
Smarmie Doofus
(14,498 posts)Again... this is terra incognita for me.
Sounds like ... if you don't mind my saying... that 500K "bean" of yours is still working full blast.
Thank the Stanford docs and Blue Cross for me, will ya?
And good luck the rest of the way back.
NYC_SKP
(68,644 posts)I go in tomorrow but not for the head.
They asked me to be a participant in a study of a new medication to fight C-Diff, a serious problem in hospitals.
I was happy to oblige in furtherance of something that might prevent or cure this particularly resistant pathogen.
I drop in about once a month for interview and blood draws.