General Discussion
Related: Editorials & Other Articles, Issue Forums, Alliance Forums, Region Forums4 insurance companies that might raise YOUR RATE for an accident that wasn't your fault!
http://www.moneytalksnews.com/4-car-insurers-that-might-raise-rates-even-when-you-arent-fault/?utm_source=newsletter&utm_campaign=email-2017-02-14-pm&utm_medium=email&subscriber=yesThe nonprofit organization recently studied this topic by analyzing premium quotes from five of the nations largest car insurance companies. It found that four of those companies have raised premiums after not-at-fault accidents at least some of the time.
Progressive: Average premium increase of 16.6 percent for not-at-fault accidents (excluding California and Oklahoma)
Geico: 14.1 percent
Farmers: 11.1 percent
Allstate: 4.8 percent
The fifth company, State Farm, never increased premiums after not-at-fault accidents.
FWIW I've been reading study results on Money Talks News for quite a few years. I've always found they to be a good source of info.
spooky3
(34,510 posts)TexasBushwhacker
(20,228 posts)I wonder if it's higher or the same.The reason I wonder is that I've known a couple of people who often got into accidents that "weren't their fault".
If you get rear ended, you aren't technically at fault. But if you get distracted and suddenly slam your brakes during rush hour, don't be surprised if someone rear ends you.
If someone doesn't quite clear the traffic lane when they pull through an esplanade and someone hits them, it's the person with their car hanging out who is at fault. But if the person in the traffic lane was watching out like they should, they would have braked or driven around the offender. Just good old defensive driving.
Luciferous
(6,086 posts)to double my rate when I went to renew. This was after being with them for 11 years, so I found another insurance company.
TexasBushwhacker
(20,228 posts)mcar
(42,426 posts)They raised our rates exponentially after 3 accidents - 2 of which were not our fault.