GOP Health Insurance "Fix"

[SHRED]

What they trying to do here, by my estimation, is raise the price of insurance on the older people who cost more to cover on average and lower premiums on younger people. This will force older people out leaving younger and healthier in who use healthcare less.

It's a profit driven policy that will not work.

GOP Health Insurance Fix Could Raise Premiums For Older Patients
by KAISER HEALTH NEWS

Two studies predict changing the age rules to 5 to 1 would lead to double-digit spikes in premiums for older people and significant but smaller reductions for the young. A major reason for the dramatic swings is that age is one of the few elements that insurers are allowed to consider when setting rates. The 2010 health law barred insurers from considering most other factors, including the health and medical histories of people when setting rates and their genders.

http://www.nbcnews.com/health/health-care/gop-health-insurance-fix-could-raise-premiums-older-patients-n724146

[Lotusflower70]

1. Ugh

They will lose a part of their base that way by killing off older Republicans earlier. But I suppose with the new DeVos education system, they can generate some more stupid people to counterbalance that.

[Turbineguy]

2. DeVos is there to create

a bunch of shallow, impoverished trump clones.

[Lotusflower70]

6. Exactly

Trump said he loves the uneducated.

[Eliot Rosewater]

3. Killing liberals is the goal, that and poor people, but this will kill some of their base also.

[RKP5637]

5. If they can kill off many old people and poor people, jobless, etc., then they will say to

themselves, there, problem solved. Along the way it will also exterminate some of the mentally ill and also handicapped. Republicans, are a deceitful evil breed and likely don't care if they kill off some of their own base too, they are likely working the numbers.

[sarcasmo]

4. Taking away your social security and charging more for health care.

Keep voting against your best interests because of Republican Jesus.

[C_U_L8R]

7. Who needs a republican death panel

when they're just gonna kill off the old folks anyway

[workinclasszero]

8. Republicans in charge equals

Push Granny off a cliff health insurance. Gee I'm so surprised.

Boy are those dumb ass cretins that voted for Dump gonna be pissed!

God Emperor Drumpfs was going to replace the dreaded Obamacare with something much better!

[taught_me_patience]

9. I think a 4-1 ratio would be a good compromise to this

Part of the problem of Obamacare was that the 3-1 ratio limit meant that premiums were too expensive to entice younger people to get into the pool, even in the face of tax penalties. A 4-1 ratio might lower the premiums enough to get younger, healthier people into the pool to lower costs for everybody. We'd have to try it to see what happens.

[TexasBushwhacker]

10. Unfortunately, you can't get young people to face their mortality

I had this discussion with my hairdresser. She's in her early 30s, works at an upscale salon and makes good money, close to 6 figures. But she doesn't buy health insurance. I pointed out that the tax penalty she'll pay isn't that much less than what she would pay for insurance. She said she would think about it.

Besides, my guess is that the amount insurance premiums go up for older folks will be far more than the amount young people's goes down.