Does the Republican plan really keep individual mandate but lets insurers pocket the money?

[EffieBlack]

Republicans are claiming that their plan eliminates the individual mandate. But in reality, it simply shifts the benefit of it to private insurers, allowing them to collect a 30% premium for people whose insurance lapses.

So, it looks like the individual mandate still exists, but now private insurers get to jack up their rates and benefit from people's unwillingness or inability to pay for private insurance. In other words, as I see it, people will still be penalized for not buying insurance, but the penalty would go straight into the pockets of the insurance companies, not into any public pool that offsets the cost of healthcare.

Am I reading this right?

[delisen]

1. Very Interesting analysis. Substantial change.

[subterranean]

2. You are reading that right.

That's what I read too. If you have a gap in your coverage for any reason, insurance companies will be allowed to charge you 30% more for one year if/when you want to buy insurance again.

[FSogol]

3. That's why Paul Ryan is smiling.

What an evil fuck.

[Bengus81]

4. Sure...and after MONTHS of Trump BLASTING the ACA for requiring you to have insurance...

He now has a BETTER plan. Don't have insurance and let the Insurance Industrial Complex NAIL you if you sign up without having coverage for a certain time.

This is beautiful,make this SHIT so unaffordable that most can never buy in but if you FINALLY can Blue Cross/Blue Shield can charge a 30% FEE for doing so. Yeah Trump....that's really MORE affordable right???

[EffieBlack]

5. So, there STILL is an individual mandate - they just figured out how to let insurance companies

benefit from it.

And, sadly, lots of the very people who will be harmed by it will fall for it because the Republicans will tell them that they repealed the Obamacare "tax." Sure, it's no longer a "tax" because it won't go to the evil federal government (which would use it to help pay for it). Instead, it's a huge, government-sponsored giveaway to insurance companies that will screw average Americans, including Trump's biggest fans.

As he would say: "SAD"

[EffieBlack]

6. Tom Price just said their plan no longer imposes a penalty

Outright lie.