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mahina

(17,651 posts)
Tue Mar 7, 2017, 01:56 PM Mar 2017

State commissions oversee health insurance companies, right? So if cheetoh eliminates boundaries,

By state, who oversees and controls health insurance companies then? How would the requirements and rules be set, and who would people address their complaints to?

In Hawaii, we pay about 450 a month for a single person for good health insurance.

Thanks folks, and good luck to all.

6 replies = new reply since forum marked as read
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State commissions oversee health insurance companies, right? So if cheetoh eliminates boundaries, (Original Post) mahina Mar 2017 OP
That is the point. A state that protects the consumer wont be able to. The plan all along Eliot Rosewater Mar 2017 #1
We'll see every health insurance company create an LLC in Mississippi DefenseLawyer Mar 2017 #2
I would like to know that, too. subterranean Mar 2017 #3
Does eveyone forget that insurance companies offer cheaper deals for using providers in their FSogol Mar 2017 #4
Probably go to Federal oversight. Xolodno Mar 2017 #5
No one controls the insurance companies now. AngryAmish Mar 2017 #6

Eliot Rosewater

(31,109 posts)
1. That is the point. A state that protects the consumer wont be able to. The plan all along
Tue Mar 7, 2017, 02:01 PM
Mar 2017

with opening borders for sales (sure, they want open borders when it suits them) is to eliminate pesky departments of insurance which try to protect the customers.

America is done, folks. For real. Like I keep saying and saying and saying, it is OVER, the question is how do we get nukes out of the hands of the madman and into the hands of the other guy who also doesnt belong anywhere near the WH given the election was stolen outright.

70,000 mostly black voters in Detroit spend 10 hours in line to vote but vote downticket and not for president

MY ASS

 

DefenseLawyer

(11,101 posts)
2. We'll see every health insurance company create an LLC in Mississippi
Tue Mar 7, 2017, 02:06 PM
Mar 2017

or some other poor state run by Republicans and there will be no oversight or control.

subterranean

(3,427 posts)
3. I would like to know that, too.
Tue Mar 7, 2017, 02:25 PM
Mar 2017

Would states no longer be allowed to set their own insurance regulations and consumer protections?

I really don't see how allowing health insurers to sell across state lines would significantly reduce costs for consumers or increase "competition." Most of the companies that would sell across state lines are the handful of large corporations that dominate the market now. Inevitably there would be more mergers, and we would end up with just one or two giant insurance companies controlling the whole market.

FSogol

(45,481 posts)
4. Does eveyone forget that insurance companies offer cheaper deals for using providers in their
Tue Mar 7, 2017, 02:30 PM
Mar 2017

network? If you get an insurance in another state, how far will you need to go to be in network? Allowing you to buy insurance across state lines is a RW shell game.

Xolodno

(6,390 posts)
5. Probably go to Federal oversight.
Tue Mar 7, 2017, 02:35 PM
Mar 2017

Which means, depending on the administration, it could go pro industry or pro consumer. But either way, it will be slower and less effective than state agencies.

It will probably change actuarial calculations as well. As you are no longer rating to the state population but countrywide. So states like Mississippi which overall is unhealthy or West Virginia with its coal related illnesses will now get cheaper insurance because they are being subsidized by states like Washington and Oregon. And those states will get a premium hike. Basically sweeping the lack of health regulation in the State under the rug and having good regulatory states pay for it.

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