The problem with "holding congress to the same standards" is that more than 50% of congress members are millionaires. The median net worth of a member of congress in 2013 was 1.08 million. There is a wide range in there with about 24 members being in negative territory for net worth, but again, most of congress is pretty rich and if not when they enter congress, then by the time they leave, they are doing very well.
https://www.opensecrets.org/news/2015/01/one-member-of-congress-18-american-households-lawmakers-personal-finances-far-from-average/
So they may have to get the same insurance as the rest of us, but the Federal government, through our tax dollars, subsidizes about 80% of the cost of the member, and 73% for the family members.
Put it this way, my wife and I had our best year of income together as professionals in public service, which we have been in for decades. Together we earned less than the base salary of a first year congress person. Fortunately I have really good insurance, though it costs me over 340 dollars a month to cover my family.
When they talk about "not taking a salary" or "I am going to buy my insurance like everyone else", it is symbolic, or if you are cynical it is just a gimmick. Congress people tend to have more options and better finances than the average household (median income about 58,000 in 2013). Their staffers are probably less fortunate, though I am sure that their salaries are also better than a good chunk of the population. Them being on the ACA was a step down, but did not put them into the same situation as people having to navigate the ACA alone.
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