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dkf

(37,305 posts)
Fri Jun 29, 2012, 09:24 AM Jun 2012

Stanley Ann Dunham didn't have a problem with her health insurance coverage but with her co-pays

And out of pocket expenses.

The insurance company she was fighting with was her disability carrier which as claiming she had a preexisting condition in order to keep from paying disability benefits that she needed to pay her out of pocket expenses.

Per the WP via a biography;

But Obama’s mother had full coverage for the disease — her battle was to get disability insurance payments for her out-of-pocket expenses — according to “A Singular Woman,” a biography of Dunham by Janny Scott, who covered the campaign as a reporter for the New York Times.

The White House did not dispute the book’s account, and a spokesman said Scott’s reporting makes clear the president’s mother incurred several hundred dollars of unreimbursed health-care costs each month. “She first could not get a response from the insurance company, then was refused coverage,” spokesman Nicholas Papas said. “This personal history of the president’s speaks powerfully to the impact of preexisting condition limits on insurance protection from health-care costs.”

Scott based her account on correspondence between Dunham and Cigna, the disability insurance carrier, that Dunham’s friends shared with her.

http://www.washingtonpost.com/politics/obamas-mother-had-health-insurance-according-to-biography/2011/07/14/gIQAUFm7EI_story.html

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Stanley Ann Dunham didn't have a problem with her health insurance coverage but with her co-pays (Original Post) dkf Jun 2012 OP
So? Skidmore Jun 2012 #1
I second that. nt Guy Whitey Corngood Jun 2012 #5
According to the article the struggle was with the out of pocket expenses... slipslidingaway Jun 2012 #7
? myrna minx Jun 2012 #2
good thing the ACA means you can't be refused coverage for pre-existing conditions. dionysus Jun 2012 #3
Under the ACA when does this take effect where you cannot be denied disability insurance ... slipslidingaway Jun 2012 #6
I'm very curious about this provision in the ACA as we're facing the same situation with the slipslidingaway Jun 2012 #10
I believe that Cigma was at the center of Michael Moore's "Sicko". BumRushDaShow Jun 2012 #4
Haven't seen the movie Sicko, area51 Jun 2012 #8
Yes it is and ... slipslidingaway Jun 2012 #9

slipslidingaway

(21,210 posts)
7. According to the article the struggle was with the out of pocket expenses...
Fri Jun 29, 2012, 10:08 AM
Jun 2012

after her health insurance paid and then not being able to obtain disability insurance.

Below someone said under the ACA you cannot be denied disability insurance for pre-existing conditions.



slipslidingaway

(21,210 posts)
6. Under the ACA when does this take effect where you cannot be denied disability insurance ...
Fri Jun 29, 2012, 10:00 AM
Jun 2012

for a pre-existing condition? I never knew this extended to disability insurance under the ACA and we're going through this now.

"...But Obama’s mother had full coverage for the disease — her battle was to get disability insurance payments for her out-of-pocket expenses — according to “A Singular Woman,” a biography of Dunham by Janny Scott, who covered the campaign as a reporter for the New York Times."



slipslidingaway

(21,210 posts)
10. I'm very curious about this provision in the ACA as we're facing the same situation with the
Fri Jun 29, 2012, 10:06 PM
Jun 2012

same company. When does this go into effect for disability insurance under the ACA?



BumRushDaShow

(128,916 posts)
4. I believe that Cigma was at the center of Michael Moore's "Sicko".
Fri Jun 29, 2012, 09:37 AM
Jun 2012

Might be a good idea to resurrect that movie to remind folks.

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