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Ilsa

(61,695 posts)
Fri Mar 24, 2017, 10:27 AM Mar 2017

Women ages 18-50 will need to buy maternity insurance,

even if unmarried, because half of pregnancies are unplanned, if their bill passes. Plus, they'll need to buy pediatric coverage. Thirty years of significantly higher premiums. If they don't, and they have a baby and something goes wrong, they'll be bankrupted. Even without a complicated delivery, women are looking at many thousands of dollars for a safe delivery.

Health care coverage should be universal, period.

39 replies = new reply since forum marked as read
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Women ages 18-50 will need to buy maternity insurance, (Original Post) Ilsa Mar 2017 OP
Will there be a morality tax for those unmarried females wanting to purchase it? Freethinker65 Mar 2017 #1
Then there should be a paternity tax on men, since they cause pregnancy. SharonAnn Mar 2017 #36
So will men have to buy Postrate Cancer Insurance? TBA Mar 2017 #2
LOL. And men get testicular cancer. Ilsa Mar 2017 #4
Thanks for the correction. TBA Mar 2017 #10
Will men have to buy impotence insurance? CountAllVotes Mar 2017 #6
no they should buy insurance for boner pills crazycatlady Mar 2017 #17
Just like the bad old days, we had to pay triple for a "family plan" Warpy Mar 2017 #3
Yeah, states will have huge increases Ilsa Mar 2017 #7
Well, to be fair, the continuation of the human species is a "woman's issue" Tom Rinaldo Mar 2017 #5
Tailored insurance El Mimbreno Mar 2017 #8
I'd prefer Medicare for all, but wouldn't it be great if they would Ilsa Mar 2017 #9
Wow, the GOP came up with another way to make the infant mortality rate higher in the US! FSogol Mar 2017 #11
Do you see this in a document somewhere? JustAnotherGen Mar 2017 #12
If they pass the draconian changes to be bill, Ilsa Mar 2017 #14
Many women who would really need this, couldn't afford it. They're low-income. SharonAnn Mar 2017 #37
I would advise all young American females riverbendviewgal Mar 2017 #13
Republicans have people convinced that Ilsa Mar 2017 #15
Nope, not true. riverbendviewgal Mar 2017 #16
I knew that would be your answer. I'm too far south to have met Ilsa Mar 2017 #18
I have to say riverbendviewgal Mar 2017 #19
Hip or knee replacement (non-emergency) can take that long here with SharonAnn Mar 2017 #38
Definitely not true. teezy Mar 2017 #33
Men should have to also buy paternity care- in case they impregnate a woman who has their baby. KittyWampus Mar 2017 #20
Great point I was thinking the same exboyfil Mar 2017 #35
But they make higher salaries than all the old rich men behind this lostnfound Mar 2017 #21
Message auto-removed Name removed Mar 2017 #22
I guess if kids had no value to society, Ilsa Mar 2017 #23
Message auto-removed Name removed Mar 2017 #24
Yeah, nobody should have kids anymore because it Ilsa Mar 2017 #26
Message auto-removed Name removed Mar 2017 #29
I'm in favor of population control. Ilsa Mar 2017 #31
So your 3rd post ever on DU is to hijack a thread with disruption? Ilsa Mar 2017 #28
More on costs: Ilsa Mar 2017 #25
The flaw in your libertarian view, is that you make women "breeders", procon Mar 2017 #34
Fake news? Since the Republican bill wasn't even voted on, this can't be true! procon Mar 2017 #27
All of the substance of this thread was posted yesterday morning, Ilsa Mar 2017 #30
This wasn't presented as "news" or a legal requirement. Ilsa Mar 2017 #32
The way I look at one payer system in Canada. (Ontario) riverbendviewgal Mar 2017 #39

Freethinker65

(10,021 posts)
1. Will there be a morality tax for those unmarried females wanting to purchase it?
Fri Mar 24, 2017, 10:31 AM
Mar 2017

I would not be surprised if that gets proposed.

But there is no war on women. Nope.

SharonAnn

(13,772 posts)
36. Then there should be a paternity tax on men, since they cause pregnancy.
Sat Mar 25, 2017, 08:58 AM
Mar 2017

True, not all of them do, but not all women get pregnant.

Or, we could just have all men castrated so that they can't impregnate someone.

TBA

(825 posts)
2. So will men have to buy Postrate Cancer Insurance?
Fri Mar 24, 2017, 10:33 AM
Mar 2017

Impotence insurance? Testicular cancer insurance?

I as a woman should not have to pay to cover these conditions.



Ilsa

(61,695 posts)
4. LOL. And men get testicular cancer.
Fri Mar 24, 2017, 10:37 AM
Mar 2017

I guess if they don't have cancer insurance, they can get treated with chemo in the ER.
NOT.
Amazingly, there are some morons in congress that think you can get chemo in the ER. Or surgery to remove a diseased testicle.

Outstanding stupidity in congress.

(Pssst: "prostate, not prostrate&quot

Warpy

(111,255 posts)
3. Just like the bad old days, we had to pay triple for a "family plan"
Fri Mar 24, 2017, 10:36 AM
Mar 2017

even if we were alone just in case we met somebody and got knocked up. The plans only covered us if we paid into them before we even thought of reproducing. It's the reason maternal and newborn health both took dives while the mortality rates skyrocketed to third world levels.

And these Republican MEN don't think being far down on the list of countries with adequate maternal and newborn health is a source of shame. They don't have to think about those icky things themselves, so they see no problem in penalizing women.

Ilsa

(61,695 posts)
7. Yeah, states will have huge increases
Fri Mar 24, 2017, 10:40 AM
Mar 2017

in covering complicated births with adverse consequences.

Tom Rinaldo

(22,912 posts)
5. Well, to be fair, the continuation of the human species is a "woman's issue"
Fri Mar 24, 2017, 10:38 AM
Mar 2017

If God wanted men to take any responsibility for reproduction he would have given men vaginas.

El Mimbreno

(777 posts)
8. Tailored insurance
Fri Mar 24, 2017, 10:40 AM
Mar 2017

Think how much you can save if you can get coverage for a specific illness. Pick a policy from the menu of medical conditions. Cancer insurance, heart attack insurance, ulcer insurance, osteoporosis insurance. Of course, if you pick wrong and come down with something else - tough shit.

You're right, the bill stinks, and this part is particularly bad.

Medicare for all!

Ilsa

(61,695 posts)
9. I'd prefer Medicare for all, but wouldn't it be great if they would
Fri Mar 24, 2017, 10:43 AM
Mar 2017

1. Lower Medicare age to 50;
2. Cover all Maternity and Pediatric under Medicare as a Public Health issue?

That would certainly take the burden off insurance companies, so prices would be reduced.

Ilsa

(61,695 posts)
14. If they pass the draconian changes to be bill,
Fri Mar 24, 2017, 11:25 AM
Mar 2017

A woman of childbearing would be taking a HUGE risk if she doesn't buy maternity coverage unless she is sterile or Never has sex with men. I suppose lesbians wouldn't have to worry unless they decided to have a baby, or, if they are pro-life in circumstances of rape.

The cost of pregnancy and childbirth is huge, and catastrophic if there are complications.

riverbendviewgal

(4,252 posts)
13. I would advise all young American females
Fri Mar 24, 2017, 10:58 AM
Mar 2017

To seek residence in another country with socialized health care.

One has a peace of mind 24/7 when one does not worry about money vs health care.

I am Canadian. When I am sick I see a doctor or nurse practitioner right away. I get no bills for treatment. I have extra individual health care insurance for eye glasses , dentist, massage, prescription drugs, massages, hearing aid that covers most costs for $1600 a year. My son and husband had brain tumor and non Hodgkins lymphoma. Our bill were for hospital parking and TV. I had my two babies, with prenatal care and had no billsuch from doctors or hospital.

Frankly, only the rich can be happy and afford to live healthfully in the USA.

Sad.

Ilsa

(61,695 posts)
15. Republicans have people convinced that
Fri Mar 24, 2017, 11:28 AM
Mar 2017

Canadians have to wait forever to see a doctor, and that hordes of Canadians are invading our country to use our healthcare system.

riverbendviewgal

(4,252 posts)
16. Nope, not true.
Fri Mar 24, 2017, 11:40 AM
Mar 2017

No long waits. My son had seizures the first time in his life and 3 days later was getting brain surgery.
My husband had surgery 2 weeks after his ultrasound,
I went to my optometrist the day I noticed my left eye was having trouble. I was sent the same day to an eye surgeon for a detached retina, who operated the same day on me.

Hip replacement or knee replacement can take a 2 or 3 month wait. This is reasonable.

I know of no Canadians who went to the USA for treatment. Such misinformation out there. America health care is controlled by greed and profits. Sad.

Ilsa

(61,695 posts)
18. I knew that would be your answer. I'm too far south to have met
Fri Mar 24, 2017, 11:48 AM
Mar 2017

Many Canadians except online, and they all said very similar things. I was hoping the online communications would help convince Americans that there is a better way. The Canadian way!

riverbendviewgal

(4,252 posts)
19. I have to say
Fri Mar 24, 2017, 12:03 PM
Mar 2017

IN my travels in the USA I met many Americans who had no health care. They were the poor and middle class.

Weird to shop in Miami mall where one stor sold jeans priced at $1300, while the clerk has no health care. (I did not buy them. 2nd hand stores are my places to shop. )

teezy

(269 posts)
33. Definitely not true.
Sat Mar 25, 2017, 08:00 AM
Mar 2017

The only time you might wait forever is in emergency rooms when you have a non-serious condition. You can wait for hours, but I would say it's unusual to be there longer than 3 hours. And the long wait is because we have a doctor shortage, because we lose a lot of them to the US. The US privatization of healthcare hurts us.

I broke my leg a couple summers ago and I was in for surgery the very next morning. Anything that needs to be dealt with immediately, is.

lostnfound

(16,179 posts)
21. But they make higher salaries than all the old rich men behind this
Sat Mar 25, 2017, 06:54 AM
Mar 2017

Especially all those rich old men backing this, who evidently were never "born of woman"

Response to Ilsa (Original post)

Ilsa

(61,695 posts)
23. I guess if kids had no value to society,
Sat Mar 25, 2017, 07:15 AM
Mar 2017

I might agree with a few points.

$50k? No, not unless there are severe complications. Moms usually go home two days after giving birth unless it's a c-section.

The average family size includes less than 3 children. So families with two kids are "breeders"? What a dark view of the world you must have.

Response to Ilsa (Reply #23)

Response to Ilsa (Reply #26)

Ilsa

(61,695 posts)
31. I'm in favor of population control.
Sat Mar 25, 2017, 07:41 AM
Mar 2017

You aren't going to stop "breeding" by the financial planning method you propose.

Are you in favor of shutting down public education, too?

Ilsa

(61,695 posts)
28. So your 3rd post ever on DU is to hijack a thread with disruption?
Sat Mar 25, 2017, 07:34 AM
Mar 2017

Please, keep it up in other threads. This will be fun to watch.

Ilsa

(61,695 posts)
25. More on costs:
Sat Mar 25, 2017, 07:22 AM
Mar 2017
"On average, U.S. hospital deliveries cost $3,500 per stay, according to the Agency for Healthcare Research and Quality Healthcare Cost and Utilization Project. Add in prenatal, delivery-related and post-partum healthcare, and you're looking at an $8,802 tab, according to a Thomson Healthcare study for March of Dimes."

procon

(15,805 posts)
34. The flaw in your libertarian view, is that you make women "breeders",
Sat Mar 25, 2017, 08:15 AM
Mar 2017

as it still takes a sperm donor to create one, but you don't want to pay for that risky behavior. Look, young men are charged twice as much for car insurance because they are inherently reckless and irresponsible, a factor that also applies to their sexual proclivities. As a group, you lot create a lot of "breeders", yeah? You want the fun for free???

Certainly your very existence is the result of a "breeder", and there are probably numerous other "breeders" in your family, and society chooses to contribute to their health and wellness to maintain our way of life. Even from a more calculating motive, the cost to the state (that's you, right?) in picking up the lifetime tab for the ill, disabled and unhealthy children whose parents could not get insurance, is far more costly to taxpayers than paying for comprehensive insurance coverage.

procon

(15,805 posts)
27. Fake news? Since the Republican bill wasn't even voted on, this can't be true!
Sat Mar 25, 2017, 07:33 AM
Mar 2017

No link is offered. Nothing shows up in a brief search. Obamacare, with all its pregnancy relayed benefit remains the "law of the land."

Ilsa

(61,695 posts)
30. All of the substance of this thread was posted yesterday morning,
Sat Mar 25, 2017, 07:37 AM
Mar 2017

ahead of the scheduled vote. The thread died down when when the bill failed until a disruptor resurrected it a couple of posts up about not wanting society to help support babies and children.

Ilsa

(61,695 posts)
32. This wasn't presented as "news" or a legal requirement.
Sat Mar 25, 2017, 07:44 AM
Mar 2017

The term used was "need", not "required" in the original thread.

The point was that most women of childbearing age would need maternity insurance because half of all pregnancies are unplanned.

riverbendviewgal

(4,252 posts)
39. The way I look at one payer system in Canada. (Ontario)
Sat Mar 25, 2017, 11:33 AM
Mar 2017

It is like a lottery. Not everyone wins the big prize or even the next big ones. Many people buy tickets, which help make the big prizes get bigger and more tickets sold.

Those who get cancer, have a car accident, heart attack "win the healthcare prize" which is treatment without serious medical bills that could bankrupt them, as happens in the USA. Many win the little "prizes" ( the $2, 5, 19, 50 ones) which is checkups, tests, doctor visits.

I am taxed for my health care on my income. Those who make more pay more. What's the problem? Most Canadians think we are all on this boat together. Some people in life's cards dealt get the hand of cancer, accident, disabilty, mental illness. They should not be denied treatment to help them live a better life.

Many people work and have benefits that help them get the extras, like dental, prescriptions, eye glasses. Some dont, but those who are st the poverty level get government health care for those needs. Seniors get prescriptions paid, only paying $100 annually. I am a senior and pay an extra fee of $1600 for individual health care costs like dental, eyeglasses, hearing aid, massage etc.
We are not perfect. We need more doctors. We need coverage for dental and eyeglasses. The govt pays $500 to me toward my $2k hearing aid every 3 years.

We need better mental health care in Canada. That is a fact all around the world. Some places are better than others.
Michael Moore made an excellent movie SICKO which shows the various health care around the world.

I really am grateful to not have horrible health care bills. My son, 24 with brain cancer, and my husband, 51 with non Hodgkins lymphoma, diagnosed 2 months apart. There were a lot of operations, chemo treatments , radiation and hospital and doctor visits. We had to pay hospital parking fees and tv in the hospital room.
We got group and individual mental therapy no charge, intensive care, and palliative care. When they died I got $2500 for each of their burial costs.

America, you are richer and bigger than us. You have the biggest military defence that the next 7 countries combined. Yet you have the only health care system that is not one payer. Your children suffer for the profit of a few.

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