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Insurance has always been sold across state lines.
In fact there was NO federal law banning the sale of insurance across state lines. The reason it couldn't be sold across state lines in most cases is because states made up their own rules and laws regarding insurance coverage.
Any Republican still spewing this bullshit needs to be corrected, and for a party all about states rights they were pretty quick to sell out "STATES RIGHTS" when it came to giving insurance companies more of what they wanted.