Anyone else's Health Insurance rates going up? Mine is by $105.

[glinda]

Boy I wish we had single payer.

[grasswire]

1. family member in FL has $200/mo increase next month

Signed up for BC/BS when Obamacare passed. Says current plan has been cancelled, must move to comparable coverage with higher premium and higher deductables.

Stinks.

[shenmue]

2. Mine will by $50 a month

I'll probably have to drop it.

[msongs]

3. are you geting that much worth of increased benefits and services for the price? rhetorical

question cuz we already know the answer to that lol

[glinda]

4. ha! I think they want people to go on BluePlus which just arrived. They have tons of

lawsuits and complaints. So how does that benefit anyone? Well it will the Conservative agenda once people start screaming about their coverage. I think it is a trap again.
I already went to a worse plan and I guess will have to go to an even worse one now.

[Bluegene]

5. Staying the Same

Thankfully through my employer is staying the same which is a first since I started working there, 10 years ago. However, I pray daily for single payor and I am not a Christian.

[dflprincess]

6. Mine is as well.

What gets withheld from my check for it is going up - but less than $1.00/check. I can't remember how much the employer cost changed.

Full disclosure: I do work for one of the local non-profit companies and we do have an option for incredible coverage but it only costs about $40/check. Ten years ago I worked at a large for profit insurer based in Minnesota and I can tell you there was never a year that my payment had such a minor increase - usually $10-$15/check and every year even the employee coverage got worse.

My brother was insured by my current employer and, when he was sick (I did not work there at the time) I was impressed at how quickly claims were paid and there was never a problem with any of them. They even paid for some last ditch, buy him some time chemo that, I was told, the for profits usually won't cover. With my former employer it was not unusual to have to fight to get a routine claim like the annual pap smear paid.

If you have the option - I do recommend going with a nonprofit - especially in Minnesota as they do have to answer to the Commerce Commission and Attorney General.

[glinda]

8. Is there such a thing as a non-profit Health Insurer????

Before all of this started I was paying about $600/mo then when the ACA came in my rates fell (well I had to take a higher deductible) and I was able to pay in the mid to higher 300's but now they are bumping it up into the mid higher 400's. Am sure sick of this.Pretty soon I might be paying what I was paying originally and getting less benefits.

[dflprincess]

11. Remember, there is a difference between "not for profit" and "non profit"

Though the non-profit insurers do not have shareholders to answer to and that alone makes a big difference in the company attitude to both customers and employees. In Minnesota, they have dealt with a medical loss ratio for years and have a cap on how much money they can keep in reserve. If that's exceeded refunds have to be sent out (this was true before the ACA was passed, at least in this state). The CEO certainly makes more money than I can imagine having - but her total compensation package is about 27 million less per year than what the CEO of UHG makes. -- She's also very approachable -often seen in the cafeteria at lunch time (always at the salad bar, no doubt setting a good example); a few weeks ago I found myself alone on an elevator with her and she was very friendly. When I was at the large for-profit the CEO was always surrounded by a "posse" and when desk top support had to work on his PC they were told they were not to speak to him - not even to say hello.

Remember about 10 years ago when Mike Hatch was AG and he audited Medica, Blue Cross and Health Partners? - Medica was in deep shit after that, Blue Cross did better and Health Partners came out the best because it had few violations and the new CEO already correcting the problems that were found.

I did the math and found my insurance is going up 2% this year. I also checked with a friend who does not work where I do but has the same insurer and she said hers is going up 2.2% and she also has pretty decent coverage.

But, don't get me wrong, I still support a single payer system.

[Lydia Leftcoast]

7. Mine is going up by $75 a month

I was grandfathered into it when the ACA passed because it met the criteria and I didn't qualify for a subsidy. My income is lower, but I'm eligible for Medicare before the end of next year, and I may just tough it out instead of trying to switch.

[customerserviceguy]

9. Mine is the same as last year, and the year before that

$5 a month for the high deductible plan, and the company still contributes $90 a quarter to my HSA, which I max out with my own contributions. Being as I'm fairly healthy, that HSA has grown to over $11K in the last few years, much more than my total out-of-pocket would be for any year that I'd suffer a catastrophic illness.

[geardaddy]

10. Mine is going up by less that $100.

It's still lower than what I was paying on Minnesota Comprehensive (MCHA)

[progree]

12. Mine is going up by $46/mo, which is a 12% increase. Its an ACA plan bought on MNSURE

I'm in my early 60's, so just being a year older at that age probably causes a considerable bump by itself.