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mahatmakanejeeves

(57,430 posts)
Wed Dec 15, 2021, 07:39 PM Dec 2021

Owner Of Stolen BMW That Slammed Into A School Bus To Pay Thousands

Owner Of Stolen BMW That Slammed Into A School Bus To Pay Thousands

Remember that stolen BMW that hit a school bus so hard that it rolled? Its owner is to pay for the cleanup.

By Mercedes Streeter
Today 10:20AM

We recently wrote about the incredible damage caused by a stolen BMW crashing into a school bus so hard that it rolled over. There’s an update to the story and it’s a sad one. Not only will the owner of the car not be seeing any money from their insurance, but they’re being told to pay for the crash cleanup.

On Sunday, November 21, Ryan Zumwalt left his BMW E90 3 Series parked overnight in an office’s private parking lot. When he returned in the morning, his car wasn’t there, reports KHQ. Zumwalt thought that the car may have been towed for some reason, and called the police to report it stolen. Then, about an hour later, authorities called back with some bad news.

The car was stolen and eventually crashed into the school bus being driven by Blackhawk Delgado. The crash was violent enough to flip the bus and total both vehicles. The thief behind the wheel of the BMW ran.

Zumwalt felt violated and that his car was disrespected. He says that he put $8,000 to $9,000 into the BMW with upgrades like a turbo and an aftermarket exhaust.

Sadly, his troubles don’t end with a totaled car. Zumwalt’s insurance allegedly downgraded the BMW from comprehensive to liability, meaning he will not be seeing a payout, from KHQ:

“I called my insurance company. And so, I’ve paid comprehensive coverage on this vehicle. And we got a vehicle probably four days before this happened, added it to our claim. And at that time, they switched the BMW to liability without talking with us,” he said.

Meanwhile, what was left of his vehicle was impounded. All of this is bad enough, but there’s more. Zumwalt himself is being told to pay $2,500 for cleanup associated with the crash.

Zumwalt was understandably shocked:

{snip}
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Owner Of Stolen BMW That Slammed Into A School Bus To Pay Thousands (Original Post) mahatmakanejeeves Dec 2021 OP
rich people problems... Thomas Hurt Dec 2021 #1
Fair is fair. Unfair is unfair. elias7 Dec 2021 #3
What? That is outrageous. jimfields33 Dec 2021 #4
The BMW E90 series was sold from 2006-2011 MichMan Dec 2021 #5
How is this a rich person problem? Drunken Irishman Dec 2021 #6
He's probably still paying a note on the car too. brush Dec 2021 #2

elias7

(3,997 posts)
3. Fair is fair. Unfair is unfair.
Wed Dec 15, 2021, 07:49 PM
Dec 2021

If it was a cheap car and a poor person, and they were held liable, would you say that the system is stacked against poor people and a rich person would have been able to escape such consequences?

jimfields33

(15,789 posts)
4. What? That is outrageous.
Wed Dec 15, 2021, 07:53 PM
Dec 2021

Sorry but I don’t care how much money he has (we have no idea he’s rich). This is a travesty.

MichMan

(11,915 posts)
5. The BMW E90 series was sold from 2006-2011
Wed Dec 15, 2021, 08:19 PM
Dec 2021

Last edited Wed Dec 15, 2021, 08:54 PM - Edit history (1)

I'm sure the owner of a 10-15 yr old car is one of the 1%

brush

(53,776 posts)
2. He's probably still paying a note on the car too.
Wed Dec 15, 2021, 07:47 PM
Dec 2021

He needs to see a lawyer about suing his insurance company.

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