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XanaDUer2

(10,663 posts)
Wed Jul 20, 2022, 06:48 PM Jul 2022

It's been a rough ten days

I am overwhelmed and am crying easily. My LTD insurance is doing its review to keep getting my payments. This is laborious paperwork, and I had to pay $100 fee today for one doctor to fill it out. We did it during my session. It's been chaos, running around to print said forms out. Worried I'm getting the insurance company the right info in time.

Now I realized I forgot to put the COBRA company's address on the registered mail green card. I have a hard time concentrating. I did put my return address, and the envelope has the COBRA company's address. I keep tracking it, its in transit. It's been 5 days since mailed. I hope there's not a delivery problem bc I'm an idiot.

It's so overwhelming

28 replies = new reply since forum marked as read
Highlight: NoneDon't highlight anything 5 newestHighlight 5 most recent replies
It's been a rough ten days (Original Post) XanaDUer2 Jul 2022 OP
Hugs my friend irisblue Jul 2022 #1
Ty XanaDUer2 Jul 2022 #2
I know - it's hideous! cilla4progress Jul 2022 #3
Thanks XanaDUer2 Jul 2022 #6
First of all, you are not an idiot questionseverything Jul 2022 #4
Hi XanaDUer2 Jul 2022 #5
I hope so too, we are here for you! questionseverything Jul 2022 #9
You're all so wonderful nt XanaDUer2 Jul 2022 #10
That sucks. It's hard to concentrate on getting well when you have to put up with all this bullshit Walleye Jul 2022 #7
I know XanaDUer2 Jul 2022 #8
Hugs to you. SheltieLover Jul 2022 #11
I'm reassuring myself itll be ok XanaDUer2 Jul 2022 #12
No problem. We are here for you. SheltieLover Jul 2022 #15
Not handle the cobra payments XanaDUer2 Jul 2022 #17
Sounds awful. SheltieLover Jul 2022 #18
Ty XanaDUer2 Jul 2022 #20
Yw! SheltieLover Jul 2022 #21
It's so unfair that when you're already in crisis that they make you jump through all these hoops. BlackSkimmer Jul 2022 #13
Thank you! XanaDUer2 Jul 2022 #14
Just an idea but the United Way has links to a whole bunch of help. Call 211 Maraya1969 Jul 2022 #16
Thank you XanaDUer2 Jul 2022 #19
Holding you in the light! n/t KatK Jul 2022 #22
Thank you! XanaDUer2 Jul 2022 #23
I had been dealing with some of the same until I got a great new primary care doctor. brewens Jul 2022 #24
Are you also getting ling-term disability? XanaDUer2 Jul 2022 #25
Yes, and since 2017 not 2007. Typo. Social Security never gives me any trouble. I qualified brewens Jul 2022 #26
My LTD insurance is 2 years only XanaDUer2 Jul 2022 #27
Hang in there kozar Jul 2022 #28

questionseverything

(9,654 posts)
4. First of all, you are not an idiot
Wed Jul 20, 2022, 06:59 PM
Jul 2022

This lack of concentration, ability to complete a task is part of your disability

Don’t beat yourself up for it!

Do you have a contact person at the insurance company? Maybe let them know you might need another card if a few more days pass… if they are a legit company they should help you through it.



🍀

XanaDUer2

(10,663 posts)
5. Hi
Wed Jul 20, 2022, 07:01 PM
Jul 2022

It probably won't come as a surprise, but the outsourced COBRA company is a runaround nightmare. Just setting it up for enrollment was days of calling.

I'm hoping it'll be okay.

Walleye

(31,017 posts)
7. That sucks. It's hard to concentrate on getting well when you have to put up with all this bullshit
Wed Jul 20, 2022, 07:06 PM
Jul 2022

Good luck,take a break and then persevere. You are not alone

SheltieLover

(57,073 posts)
15. No problem. We are here for you.
Wed Jul 20, 2022, 07:24 PM
Jul 2022

Vent away at will!

I'm so sorry you are having go contend with this bs!

Can't your lawyer do it?

XanaDUer2

(10,663 posts)
17. Not handle the cobra payments
Wed Jul 20, 2022, 07:28 PM
Jul 2022

Hes a great lawyer. But anything to do with the LTD he would have to handle as a separate case. The office is kinda weird. My psychiatrist, who knows my attorney, told me to check with the attorney before turning over SS records. So, I called to ask, and they wouldn't answer.

I know they're very busy. They're usually pretty good. My case is under reconsideration status, but I expect a turndown again, and then a hearing

 

BlackSkimmer

(51,308 posts)
13. It's so unfair that when you're already in crisis that they make you jump through all these hoops.
Wed Jul 20, 2022, 07:20 PM
Jul 2022

Unfair isn't even the word for it.

You're not an idiot for forgetting some silly detail on all these ridiculous forms; it would be incredible NOT to do so.

Don't be so hard on yourself, and hang in there.

XanaDUer2

(10,663 posts)
14. Thank you!
Wed Jul 20, 2022, 07:23 PM
Jul 2022

I really should have filled out the certified mail card properly. The clerk there, the good one, always reminds me. I got the other one last week.

I wish I could relax. I really have to chill.

Maraya1969

(22,479 posts)
16. Just an idea but the United Way has links to a whole bunch of help. Call 211
Wed Jul 20, 2022, 07:26 PM
Jul 2022

Plus, I don't know the details of your situation but maybe check out Google for some advocacy groups.

I don't know what type of disability you have but I have been on SSD for years and trust me, years ago they tried so hard to kick me off. I finally got an advocate and it made life so much easier.

I'm even thinking maybe a woman's shelter or even a homeless shelter have people around to help others with paperwork. I know it can make me nuts and it seems to get worse each year.

But for now know that I am sending good thoughts to you and that you will get through this.

XanaDUer2

(10,663 posts)
19. Thank you
Wed Jul 20, 2022, 07:31 PM
Jul 2022

Thank GOD I got a lawyer. I'd be overwhelmed

ETA: I've heard about the kicking people off shit

brewens

(13,582 posts)
24. I had been dealing with some of the same until I got a great new primary care doctor.
Wed Jul 20, 2022, 07:51 PM
Jul 2022

Last edited Thu Jul 21, 2022, 12:57 AM - Edit history (1)

He is perfectly willing to fill out the paperwork and all I need to do is get the office notes from my orthopedic surgeon.

My case is fairly cut and dried so it's not even that difficult for him. My surgeon says I need a joint replacement and that's all there is to it. I've had four since 2017 with one more to go. I'm pissed that my last primary care nurse practitioner made it a pain in the ass.

XanaDUer2

(10,663 posts)
25. Are you also getting ling-term disability?
Wed Jul 20, 2022, 08:01 PM
Jul 2022

My doctors are good about filling out the forms. I was surprised because we did it during a session. So, he was being paid during it.

brewens

(13,582 posts)
26. Yes, and since 2017 not 2007. Typo. Social Security never gives me any trouble. I qualified
Thu Jul 21, 2022, 12:59 AM
Jul 2022

on the first try, but I threw a lawyer at it.

kozar

(2,111 posts)
28. Hang in there
Thu Jul 28, 2022, 04:01 AM
Jul 2022

The paperwork sucks, I know. Don’t get ahead of your brain. I was told by counseling. If you did the paperwork and sent it on time, that’s all you can control. I do the same thing all the time and it is hard to slow yourself down. I still do it.
The mail will more than likely get there. If it doesn’t, you have records that you sent on time. YOU have done exactly what you were asked to do. The 100 dollar thing kinda sucks as you already paid for a visit. Hmmm. Hang in there, don’t let the “ what ifs” in your head over ride the “ I did what was asked”


Koz

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