2016 Postmortem
Related: About this forumThere are two candidates in this race that support single-payer.
Sanders and Trump.
How fucked up is that?
JaneyVee
(19,877 posts)sufrommich
(22,871 posts)Response to JaneyVee (Reply #1)
SheenaR This message was self-deleted by its author.
thereismore
(13,326 posts)As his popularity in the Republican primary has gone up, he's backed further and further away from this stance. But when not campaigning for the 2016 Republican nomination, he's supported single payer.
Politifact now calls it half-true based on his more recent statements.
http://www.politifact.com/wisconsin/statements/2015/sep/11/reid-ribble/donald-trump-wants-replace-obamacare-single-payer-/
Adrahil
(13,340 posts)Single payer is only one way to deliver universal health care.
Hillary supports universal care as well.
jeff47
(26,549 posts)Under her system, if you can't cover your deductible or co-pays you don't get care.
arcane1
(38,613 posts)Adrahil
(13,340 posts)I do not actually support a complete no-cost system. But that argument is for another day.
I do support no-deductible/no co-pay emergency and preventative care.
jeff47
(26,549 posts)but this:
means people will delay care until it is an emergency.
I had to have two infected cysts removed. Since I can afford the deductible, I did it.
If I could not afford the deductible, I'd have to wait until sepsis set in so that it is an emergency. And much more expensive (and dangerous).
Hoyt
(54,770 posts)jeff47
(26,549 posts)He routes it through a tax rebate.
Hoyt
(54,770 posts)jeff47
(26,549 posts)Hoyt
(54,770 posts)Under Trump's so-called plan, there are still insurance companies doing all the things insurance companies do now.
jeff47
(26,549 posts)They just add cost an inefficiency, so they are not typically include in single-payer plans. But the government is still paying the bills.
It would be vaguely like a medicare-for-all where the government outsources the administration of Medicare. Kinda like most big companies actually pay for their own health insurance that is administered by an insurance company.
Hoyt
(54,770 posts)"plan," the insurance companies would be making profits just like they do now off managing risks. There would be Blue Cross, Cigna, etc., marketing insurance plans to people. If anything, Trump's plan is more like the ACA with tax subsidies -- ie, rebates as you describe it. Most people wouldn't get any rebate/subsidy -- they'd pay premiums to Cigna, BCBS, United, etc.
Can we agree that Trump's plan is a scheme by a snake oil carnival barker?
jeff47
(26,549 posts)in the government being the one to pay for health care. That, by definition, is single-payer.
It's a shitty and cumbersome way to get there. It still gets there.
How dare you insult carnival barkers!!
dsc
(52,160 posts)and thus wouldn't pay for those who only owe a little bit of taxes. Something that even a cursory look would have revealed BTW.
jeff47
(26,549 posts)Again, it's a shitty, inefficient plan. But it exists.
stevenleser
(32,886 posts)dsc
(52,160 posts)in many states single adults have no access to Medicaid and those with children only have such access with incomes that are penury.
stevenleser
(32,886 posts)but for most people that will not equal the full premium of a decent health insurance plan.
If your total tax burden equals the full premium of an outstanding health insurance plan, you likely don't need the help.
jcgoldie
(11,631 posts)As in incorrect.
sufrommich
(22,871 posts)so far is dismantling the ACA and replacing it with allowing insurance companies to cross state borders. This is the same "fix" all of the GOP favor.
As he has become more popular in the GOP primary, he's backed away from that position. His current position is to refund health insurance expenses via taxes. Which would create a very inefficient and convoluted system where the government pays for everyone's health care.
sufrommich
(22,871 posts)universal healthcare. God,this is just getting pathetic.
jeff47
(26,549 posts)I agree. It's pathetic one of our candidates is to the right of Trump on one issue.
ieoeja
(9,748 posts)If I delete $10,000 from my taxable income, I do not cut my taxes $10,000. I cut my taxes by the amount of tax I would have paid on that $10,000. So if my top tax rate is 29%, I would save $2,900. My premiums would still end up costing me $7,100.
However, in 2000 Trump did write that we should implement a health care plan similar to Canada's which is free. So who knows which way he would fly were he actually in office.
Glamrock
(11,799 posts)not rebate-able (probably not a word, I know). If it was a rebate it would be "essentially" free. Not the case here. You may pay 8-12000 for insurance, your taxes would never drop that much. Make sense? Hope it helps.
Response to jeff47 (Original post)
Betty Karlson This message was self-deleted by its author.
gcomeau
(5,764 posts)...Trump has supported every position under the sun.
You mean Hillary, not Trump, don't you?
gcomeau
(5,764 posts)But yeah, Hillary did a 180 on Single Payer too as soon as she figured out she couldn't out-progressive Bernie on it. So in that sense she's the more Trump-ish here since he also used to support it and now is parroting all kinds of ridiculous GOP healthcare nonsense.
greymouse
(872 posts)thesquanderer
(11,986 posts)But one thing the two candidates have in common is that they don't take big money from the insurance and pharmaceutical industries. Which might explain why no other candidate goes near it.
Motown_Johnny
(22,308 posts)It will be a terrible thing to see if Hillary is our nominee.
stevenleser
(32,886 posts)HEALTHCARE REFORM TO MAKE AMERICA GREAT AGAIN
Since March of 2010, the American people have had to suffer under the incredible economic burden of the Affordable Care ActObamacare. This legislation, passed by totally partisan votes in the House and Senate and signed into law by the most divisive and partisan President in American history, has tragically but predictably resulted in runaway costs, websites that dont work, greater rationing of care, higher premiums, less competition and fewer choices. Obamacare has raised the economic uncertainty of every single person residing in this country. As it appears Obamacare is certain to collapse of its own weight, the damage done by the Democrats and President Obama, and abetted by the Supreme Court, will be difficult to repair unless the next President and a Republican congress lead the effort to bring much-needed free market reforms to the healthcare industry.
But none of these positive reforms can be accomplished without Obamacare repeal. On day one of the Trump Administration, we will ask Congress to immediately deliver a full repeal of Obamacare.
However, it is not enough to simply repeal this terrible legislation. We will work with Congress to make sure we have a series of reforms ready for implementation that follow free market principles and that will restore economic freedom and certainty to everyone in this country. By following free market principles and working together to create sound public policy that will broaden healthcare access, make healthcare more affordable and improve the quality of the care available to all Americans.
Any reform effort must begin with Congress. Since Obamacare became law, conservative Republicans have been offering reforms that can be delivered individually or as part of more comprehensive reform efforts. In the remaining sections of this policy paper, several reforms will be offered that should be considered by Congress so that on the first day of the Trump Administration, we can start the process of restoring faith in government and economic liberty to the people.
Congress must act. Our elected representatives in the House and Senate must:
Completely repeal Obamacare. Our elected representatives must eliminate the individual mandate. No person should be required to buy insurance unless he or she wants to.
Modify existing law that inhibits the sale of health insurance across state lines. As long as the plan purchased complies with state requirements, any vendor ought to be able to offer insurance in any state. By allowing full competition in this market, insurance costs will go down and consumer satisfaction will go up.
Allow individuals to fully deduct health insurance premium payments from their tax returns under the current tax system. Businesses are allowed to take these deductions so why wouldnt Congress allow individuals the same exemptions? As we allow the free market to provide insurance coverage opportunities to companies and individuals, we must also make sure that no one slips through the cracks simply because they cannot afford insurance. We must review basic options for Medicaid and work with states to ensure that those who want healthcare coverage can have it.
Allow individuals to use Health Savings Accounts (HSAs). Contributions into HSAs should be tax-free and should be allowed to accumulate. These accounts would become part of the estate of the individual and could be passed on to heirs without fear of any death penalty. These plans should be particularly attractive to young people who are healthy and can afford high-deductible insurance plans. These funds can be used by any member of a family without penalty. The flexibility and security provided by HSAs will be of great benefit to all who participate.
Require price transparency from all healthcare providers, especially doctors and healthcare organizations like clinics and hospitals. Individuals should be able to shop to find the best prices for procedures, exams or any other medical-related procedure.
Block-grant Medicaid to the states. Nearly every state already offers benefits beyond what is required in the current Medicaid structure. The state governments know their people best and can manage the administration of Medicaid far better without federal overhead. States will have the incentives to seek out and eliminate fraud, waste and abuse to preserve our precious resources.
Remove barriers to entry into free markets for drug providers that offer safe, reliable and cheaper products. Congress will need the courage to step away from the special interests and do what is right for America. Though the pharmaceutical industry is in the private sector, drug companies provide a public service. Allowing consumers access to imported, safe and dependable drugs from overseas will bring more options to consumers.
The reforms outlined above will lower healthcare costs for all Americans. They are simply a place to start. There are other reforms that might be considered if they serve to lower costs, remove uncertainty and provide financial security for all Americans. And we must also take actions in other policy areas to lower healthcare costs and burdens. Enforcing immigration laws, eliminating fraud and waste and energizing our economy will relieve the economic pressures felt by every American. It is the moral responsibility of a nations government to do what is best for the people and what is in the interest of securing the future of the nation.
Providing healthcare to illegal immigrants costs us some $11 billion annually. If we were to simply enforce the current immigration laws and restrict the unbridled granting of visas to this country, we could relieve healthcare cost pressures on state and local governments.
To reduce the number of individuals needing access to programs like Medicaid and Childrens Health Insurance Program we will need to install programs that grow the economy and bring capital and jobs back to America. The best social program has always been a job and taking care of our economy will go a long way towards reducing our dependence on public health programs.
Finally, we need to reform our mental health programs and institutions in this country. Families, without the ability to get the information needed to help those who are ailing, are too often not given the tools to help their loved ones. There are promising reforms being developed in Congress that should receive bi-partisan support.
To reform healthcare in America, we need a President who has the leadership skills, will and courage to engage the American people and convince Congress to do what is best for the country. These straightforward reforms, along with many others I have proposed throughout my campaign, will ensure that together we will Make America Great Again.
jeff47
(26,549 posts)If it's 'free', you're going to get a 100% coverage plan. Leading to a cumbersome and inefficient single-payer plan.
stevenleser
(32,886 posts)jeff47
(26,549 posts)stevenleser
(32,886 posts)Lets consider your proposition. The full premiums for a cadillac healthcare plan could exceed $30,000k. Do you have that amount of taxes to deduct? Something tells me most people dont.
The maximum amount you would get back is the total taxes you pay. If your total tax burden is $6,000, thats the maximum amount the government would give you towards whatever your total premium is. What kind of healthcare plan would that buy if you are footing the entire bill? Not one for yourself and a spouse and a kid. Not a good one anyway.
jeff47
(26,549 posts)My current employer-based HSA plan is $6k per year in premiums with a $4k per year deductible. Zero in co-pays or co-insurance. For a family of 4.
I do not claim anywhere that Trump's plan is a good idea.
I cite his plan as evidence of just how fucked up our politics currently are. Trump's plan actually has a mechanism where it could get single payer, while the leading Democrat is campaigning on "absolutely not".
How the fuck did we let Trump get to the left of us on anything?
stevenleser
(32,886 posts)That is not what single payer means.
jeff47
(26,549 posts)You don't have to kill all insurance companies to get single-payer. You just have to have the government be the one paying the bills in the end.
As for my portion on the insurance, I'm aware of the company's portion. Because there's a massive increase in premium when you add anyone to your plan. The company only subsidizes employee. Employee + 1 is far more than double employee, and the premium goes up by the same amount for employee + 2.
Again, the point is to show just how screwed up our current politics are. Trump's lousy plan that will never come to be is to the left of our frontrunner's lousy plan that will never come to be.
stevenleser
(32,886 posts)three different payers, the government, you and the insurance carrier.
jeff47
(26,549 posts)It's effectively a tax increase to me....just like those evil single-payer plans from the communists.
And my insurance company is sure not going to eat the costs.
That leaves government.
Again, the entire point is Trump's plan that will never pass is to the left of our frontrunner's plan that will never pass. He actually has a (very shitty and costly) way to do what Clinton opposes.
stevenleser
(32,886 posts)plan as I noted earlier and they cost upwards of $30K in premiums which is well beyond the total tax burden of most families and thus the government would not be reimbursing premiums for it.
grossproffit
(5,591 posts)In regards to Trump.
jeff47
(26,549 posts)He explicitly supported it in 1999. He's backed off from that. His latest plan essentially pays for premiums via tax refunds.
Mass
(27,315 posts)but he does not support it in the US.
Now, can we stop taking Trump at his word. Even if he had not changed his mind for single payer in the US, there is NO WAY to know what he thinks. He makes up things as he speaks, has no official policy papers. So, he is worse than other politicians.
It is not that he may change his mind when elected president. It is that he is lying to people to take the most advantageous position depending of whom he speaks to. He is worse than most other politicians and my opinion of the political world is really very low.
jeff47
(26,549 posts)It essentially pays for health insurance via tax refunds. Giving people incentive to buy 100% coverage plans.
It's horrifically inefficient, will have plenty of "cracks", but would end up having the government paying for health care.
Mass
(27,315 posts)and it would not be, because it would be an unsustainable position. Typical GOP plans offer a tax refund up to a certain limit (generally around $3,000 per person). This is a lot less than people can get insurance for.
And this is not the definition of single payer anyway.
In addition, this plan is so non detailed that believing a word of what Trump says is silly. I do not agree with much of what Rubio says, but Trump is a conman, so what he says has little meaning.
Frankly, I find sad for the United States that somebody like him is a serious candidate.
jeff47
(26,549 posts)Hence the second line in my OP.
Warren Stupidity
(48,181 posts)He's disavowed earlier statements and has gotten on cue with the RNC. No universal nothing. Go get your own healthcare you f'ing peasant.
jeff47
(26,549 posts)If your premium was 'free', wouldn't you get a plan that paid for 100% of everything?
Mass
(27,315 posts)Because I have found nothing like that. (see my post above)
BTW, why are you promoting this insane individual. I thought this was supposed to be a Democratic site.
jeff47
(26,549 posts)Warren Stupidity
(48,181 posts)Premiums are only one part of your costs. Individual out of pocket expenses now generally exceed individual premiums. Without the ACA reforms insurance plans will revert to paying even less of the bill, and a plethora of really shitty plans will be marketed to the naive.
jeff47
(26,549 posts)Look, his plan is a delusional piece of shit. As he is.
But the effect of giving everyone a refund for their premium is people are going to buy plans that cover lots more. There's no reason to save on the premium via co-pays or deductibles.
brooklynite
(94,520 posts)Trump has never said he supports single-payer. He says he supports "health care for all" but doesn't in any way support that.
His specific policies (from his website):
Modify existing law that inhibits the sale of health insurance across state lines. As long as the plan purchased complies with state requirements, any vendor ought to be able to offer insurance in any state. By allowing full competition in this market, insurance costs will go down and consumer satisfaction will go up.
Allow individuals to fully deduct health insurance premium payments from their tax returns under the current tax system. Businesses are allowed to take these deductions so why wouldnt Congress allow individuals the same exemptions? As we allow the free market to provide insurance coverage opportunities to companies and individuals, we must also make sure that no one slips through the cracks simply because they cannot afford insurance. We must review basic options for Medicaid and work with states to ensure that those who want healthcare coverage can have it.
Allow individuals to use Health Savings Accounts (HSAs). Contributions into HSAs should be tax-free and should be allowed to accumulate. These accounts would become part of the estate of the individual and could be passed on to heirs without fear of any death penalty. These plans should be particularly attractive to young people who are healthy and can afford high-deductible insurance plans. These funds can be used by any member of a family without penalty. The flexibility and security provided by HSAs will be of great benefit to all who participate.
Require price transparency from all healthcare providers, especially doctors and healthcare organizations like clinics and hospitals. Individuals should be able to shop to find the best prices for procedures, exams or any other medical-related procedure.
Block-grant Medicaid to the states. Nearly every state already offers benefits beyond what is required in the current Medicaid structure. The state governments know their people best and can manage the administration of Medicaid far better without federal overhead. States will have the incentives to seek out and eliminate fraud, waste and abuse to preserve our precious resources.
Remove barriers to entry into free markets for drug providers that offer safe, reliable and cheaper products. Congress will need the courage to step away from the special interests and do what is right for America. Though the pharmaceutical industry is in the private sector, drug companies provide a public service. Allowing consumers access to imported, safe and dependable drugs from overseas will bring more options to consumers.
jeff47
(26,549 posts)In 1999 he explicitly said he did. Politifact link is upthread.
His current plan is awkward, cumbersome, inefficient and stupid. It will never pass. But it has a way to result in the government paying for everything.
How fucked up is it when Trump manages to get to the left of one of our candidates?
brooklynite
(94,520 posts)Amazing how many people disparage any promise Clinton makes but will accept a 20 year old line from Trump.
jeff47
(26,549 posts)What is fucked up is he has managed to produce a plan that will never pass that is to the left of our frontrunner's plan that will never pass.
We should not have let our party degrade to the point where fucking Trump is to the left.
brooklynite
(94,520 posts)jeff47
(26,549 posts)In any company with more than about 100 employees, it's cheaper for the company to provide health insurance via self-insuring. So any company that you worked for that had more than about 100 employees, your "insurance company" was actually your employer. The company that issues you insurance cards and handles your claims is just administering your company's health insurance. Your employer is the one who actually pays the bills (and your employer gets re-insurance to handle any incredibly expensive cases like cancer).
You can construct a national single-payer plan in the same way. The private insurance companies would be more-or-less administrators for the plan. They could take on some of the risk for additional cost from the government, or the government could assume all risk.
It's still single-payer because the government is still the one paying, even though private insurance companies exist.
restorefreedom
(12,655 posts)also both not into regime change
also both want to get the donor class out of politics
not anyone else
THIS is why trump will win in a landslide if bernie is not the nom
Agnosticsherbet
(11,619 posts)Republican front-runner Donald Trump released a seven-point plan to change the country's health care system that includes several familiar GOP proposals and one that puts him in agreement with, believe it or not, Democratic hopeful Bernie Sanders.
Right off the bat, Trump calls for the elimination of the Affordable Care Act, ringing the repeal bell that has been popular among a wide swath of Republicans and that has fueled dozens of votes to overturn Obamacare in Congress, including another failed attempt when lawmakers reconvened first thing in January.
The prime target is the individual mandate, the requirement that almost every American have or buy health insurance or pay a penalty. "No person should be required to buy insurance unless he or she wants to," the Trump proposal declares.
****
Finally, Trump throws his support behind the importation of drugs to cut costs. "Allowing consumers access to imported, safe and dependable drugs from overseas will bring more options to consumers," the proposal says. This is the one where Trump and Sanders have common ground. Sanders supports the importation of drugs from Canada and his website boasts about a 1999 bus trip that took a bunch of Americans up north to get better deals.
His plan does not support single payer. It openes up state borders so Health Insurance Companies can sell insurance anywhere.
His seven points are in the link.
It is not Singlepayer.
jeff47
(26,549 posts)If the government effectively pays for it, you're going to get a plan that has $0 co-pays and $0 deductible.
Ta-da! Massively expensive, awkward and cumbersome way to get single-payer.
Again, the point is our current politics are so screwed up that Trump's plan that will never pass is to the left of our frontrunner's plan that will never pass.
Agnosticsherbet
(11,619 posts)One would let individuals who buy insurance deduct its cost, as employers do for coverage they make available to workers. Many health economists argue that the opposite tack eliminating the employer deduction would be more beneficial. The employer tax break obscures the cost of health coverage and thereby contributes to health cost inflation. The benefits from the break also tends to accrue to more highly paid people. Under Obamacare, people with low-to-moderate incomes can get a tax credit to help defray the cost of insurance purchased on marketplaces.
The second proposal argues in favor of letting individuals take advantage of Health Savings Accounts, or HSAs. But that's something that is already possible, and the accounts are quite popular. Right now, those accounts are tied to high-deductible health plans.
Neither a deduction nor an HSA are single payer.
So, no, it isn't single payer, whether one has a HSA or seeks a deduction form the government as businesses do.
Wednesdays
(17,362 posts)And we came across a house that had both Trump and Bernie signs in their yard.
Since my kid couldn't reconcile that apparent contradiction, I explained, "The two of them actually have some common ground. Not a lot, but just a little."