article in Forbes needs debunking/critiquing about ACA, please....

[steve2470]

http://www.forbes.com/sites/theapothecary/2014/03/20/4-reasons-why-obamacare-exchange-premiums-may-double-in-some-parts-of-the-country-in-2015/

Since it's Forbes, I'm not going to post the content here, but this is the kind of stuff that's being trumpeted out there. Know what the enemy is doing, etc. Thank you kindly.

Steve

[alc]

1. anything specific you want debunked?

The administration and insurers haven't released many details so the claim about pregnant women is questionable. "indications I’m getting" is not a valid argument.

I'm not sure why point to is in the article - attacking the administration, not really supporting the title/article.

Point 4 isn't a great description but isn't wrong. For 2014-2016, the government will cover potential loses for the insurance companies. The government has a lot of flexibility and "could" keep premiums low(er). The flip-side of that is the cost of the ACA will be much higher and opponents will scream "bailout" (and not be completely wrong in that word) so the administration doesn't want to go too far here.

The last paragraph is the key: Pricing data will come out this summer. Both sides can speculate all they want and both sides can make reasonable arguments. But next year's prices are the only way to debunk/validate these arguments.

The other key will be the number of people who sign up NEXT year. 7,5,or 3 million this year may be "nice" or "bad" depending on who you ask. Will those people re-sign up next year or decide it wasn't worth it? Will other people see how it worked for friends and family sign up next year? There are 3 years of risk corridors (bailouts) because it was expected that it would take 3 years to get the sign-ups and for rates to stabilize. Don't freak out or get excited when the "final" count for this year comes in.

[steve2470]

2. the whole scare tactic of premiums going up 100% or 40%, etc

I don't believe it, personally. I can see them going up 10% or so, but NOT 100%. That's pure BS.

Oh, and thank you kindly for your time !