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TheKentuckian

(26,314 posts)
27. It depends on what you mean. If you're talking access to your state exchange
Thu Jan 12, 2012, 05:01 PM
Jan 2012

then the answer may be never. The ramping is non-existent and so you will have to either qualify for Medicaid at 133% FPL, you'll have to quit and be in the individual market, or your employer will have to drop coverage (which is possible considering their fine would just be $750/year which is cheaper than any policy).

Now, you can get subsidies if your premiums are more than 10% of your income and you meet the income guidelines so that might be some help.

The bill isn't designed to be a game changer if you have employer based coverage, in fact the whole deal is built on the assumption that employer based coverage is largely fine, dandy, and wonderful. The idea is to address the individual market to get it more in line with the employer based system, if the employer based system isn't what you were looking for then, you will largely have to keep on looking though there are some nice pay for play features and they will have to take our money.

Recommendations

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How can I get Obamacare? [View all] ThatsMyBarack Jan 2012 OP
I'd like to find out, too. Kick. nt gateley Jan 2012 #1
me three rurallib Jan 2012 #2
You can't... Cameron27 Jan 2012 #3
First, it's not called Obamacare frazzled Jan 2012 #4
In the meantime Coyote_Bandit Jan 2012 #6
Don't look at me frazzled Jan 2012 #7
Ummmm...... Coyote_Bandit Jan 2012 #17
If she has a condition right now, she can get PCIP. TheWraith Jan 2012 #9
You have to be able to pay those premiums to get PCIP n/t Coyote_Bandit Jan 2012 #18
Then look at Medicaid. TheWraith Jan 2012 #21
My friend will have to spend Coyote_Bandit Jan 2012 #22
It's brutal... Cameron27 Jan 2012 #11
Sending good thoughts and warm wishes your way Coyote_Bandit Jan 2012 #19
TY Cameron27 Jan 2012 #20
Turned on the TeeVee lately, or even listened to NPR? It's Obamacare. eom TransitJohn Jan 2012 #14
Think even Obama has embraced that term Hugabear Jan 2012 #24
Add me to that list of folks who need healthcare NOW Coyote_Bandit Jan 2012 #5
wait until 2014 alc Jan 2012 #8
Sure sounds like Medicare E(veryone) would have been easier to implement since it's already in SammyWinstonJack Jan 2012 #16
As a medicaire caseworker Puzzledtraveller Jan 2012 #10
Do you have any idea what is in the bill? Motown_Johnny Jan 2012 #23
This should answer ALL your questions..... kestrel91316 Jan 2012 #12
I'm pretty sure most bigtime first-term legislation Egalitariat Jan 2012 #13
You are a hostage of your current plan until 2014. PA Democrat Jan 2012 #15
Don't you wish you could fire people like Mitt Romney? Motown_Johnny Jan 2012 #26
Just buy private insurance at market prices (before they MAKE you.) Problem solved. Romulox Jan 2012 #25
It depends on what you mean. If you're talking access to your state exchange TheKentuckian Jan 2012 #27
Latest Discussions»General Discussion»How can I get Obamacare?»Reply #27