This is what I have to say to that.
1.) I went to an academically high achieving HS. My GPA was about. 3.5 and my ACT scores were respectable. However, it seems bc I wasnt one of the kids going to a prestigious school my counselors did saw student loans as a better faster option to push rather than scholarships. Once I was in graduate school I applied for and was able to get almost 💯 of my masters degree paid for. Also, at the time, in order to stay on my parents insurance I had to be in school despite having no clue what I wanted to do with my life.
2.) My parents were broke at the time and their marriage was not good. My dad had tried to start his own business and failed. I dont blame him, but the fact that there was no fund for me and my parents were on the verge of divorce meant I was left at 17 to make very big financial decisions.
3.) my first year teaching in 2013 I made less than 30,000 a year. Thats with a masters degree. By my 3rd year I was up to 35,000 a year. If one considers myself hat most people with a masters degree were earning at the time I was under paid those first three years by at least 30G a year.
I am in my 12th year teaching and have been in a low SES school every year. Not complaining, because I have loved every school I have worked in. I love my job and sometimes Im surprised I get paid for it.
4.) Im extremely grateful. Im not going to sit here and act like I deserved this forgiveness more than anyone else. Even people that work in the private sector are crippled by this debt and they deserve opportunities like the one I was given. These loans were predatory IMO and I think we need to forgive as much debt as we can. I feel freer and everyone deserves to feel that.