They're going to die.

[soldierant]

31. You may have to do so during open enrollment

but I think that's coming right up. Regular Medicare is parts A and B. I would recommend getting part D if one has chronic conditions (here, Sheriff). I am fortunate in that the employer I retired from opted to go to an HRA program. Keeping an active Part D with a particular company is a condition of keeping it, but that works well for me - I just got the notice from them that next year's premium will go down a little If Part D is not an option, a DUer recently posted an article about a service that Mark Cuban is involved with,, so that may be an option.

Please don't tell them I said so, but in my opinion all Medicare Advantage plans are scams. The only one who gets an advantage with them is the insurer.