Way past its prime: how did Amazon get so rubbish? (Guardian)

[meadowlander]

59. Yep.

It's basically impossible where I live now to have a bank account unless you also have a Smartphone. They want two factor authentication for everything with no other options (eg security questions) provided. I can't even log into my account online to check my balance without having to dig around for my phone somewhere in the other room first.

Increasingly it's the assumption that everyone in the world: 1.) owns a Smartphone at an entry level cost of $200+ not including monthly service costs and 2.) everyone carries that phone around with them constantly.

I don't care if people want to do this as an option, but increasingly "opting out" is not an option even when this brazenly requires people to pay out of pocket to access basic functions that enable them to live.