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Showing Original Post only (View all)do you bank with a Credit Union? [View all]
I want to change from Bank of America to an FCU.
I tried looking up credit union attached to my university - but boy !! they have fees upon fees upon fees. ( more than 3 checks/month -slam 5 dollars .. WTF .. I get unlimited free checks from BofA) I like the online billpay, near ubiquitous ATMs etc ...
I honestly would like to switch to a FCU on principal. But I also need to be practical.
What is your Banking experience like? I would especially like to hear from you if you have made a switch from a big bank.
Update: Here are the fees for the credit union I am elegible to join ( Some of them are ridiculous - such as transfers between accounts)
http://www.nyufcu.com/asp/cufees.asp
27 votes, 0 passes | Time left: Unlimited | |
WTF are you talking about ? I use XXXXX FCU ... and I love it from a customer side of it ( Details please) | |
26 (96%) |
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Its a compromise .. but I like the fact that I get better returns. | |
0 (0%) |
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Its a pain - but I'd much rather have it this way. | |
0 (0%) |
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It was a real pain - I went back to the commercial bank. | |
0 (0%) |
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No I ve never used Credit Unions | |
1 (4%) |
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0 DU members did not wish to select any of the options provided. | |
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Disclaimer: This is an Internet poll |
58 replies
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We got out of B of A and are now "members" of Achieva Credit Union and LOVE IT
SugarShack
Jan 2013
#29
You need to shop around for other CU's. Ours has free checking, free ATM's, low apr C cards etc.
Purveyor
Jan 2013
#2
I've been with a CU for over 20 years that recently had management slapped down...
cascadiance
Jan 2013
#12
why do you want to hear from us about that do you work for a big bank or pr firm for big banks?
leftyohiolib
Jan 2013
#15
I bank with USAA. (it's a non-profit org for military) Many, many credit unions allow
okaawhatever
Jan 2013
#53
I'm in a FCU, and no fees at all. But then I have my IRA with them, meeting min. cash holdings.
Eleanors38
Jan 2013
#54
Here is a link from credit union access to all the credit unions in new york.
okaawhatever
Jan 2013
#56