General Discussion

Cal Carpenter

(4,959 posts)

13. Actually, now that I have done all the math it's worse than I thought

Fri Mar 29, 2013, 04:13 PM

Mar 2013

for a family of three at $39,060 income (200% of 2013 FPL).

The subsidy will provide these limits:

Premiums - max 6.3% of income = 2460.78

Other Out-of-pocket expenses = 5950.50

That is a total of $8,411.28 that the family could pay, out of their $39,060 income.

Maybe most years they won't have that level of o-o-p expenses - just a few copays. But if there is one significant illness/accident/disease, those amounts rack up real quick.

This is NOT affordable.

ETA: and the subsidies only apply to folks who are accessing insurance through the state exchanges.

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HHS finalizes rule guaranteeing 100 percent funding for new Medicaid beneficiaries [View all] ProSense Mar 2013 OP

Thanks for a post full of facts. Marking it with a reply now. freshwest Mar 2013 #1

Thanks. ProSense Mar 2013 #2

Shall I cross post this to the BOG? freshwest Mar 2013 #9

Please do. Thanks. n/t ProSense Mar 2013 #10

Done, with the addition of a picture: freshwest Mar 2013 #30

Thanks. n/t ProSense Mar 2013 #31

However, those of us who are in the 18K to 30K range truedelphi Mar 2013 #3

+1 Cal Carpenter Mar 2013 #4

Not ProSense Mar 2013 #5

Here's another example Cal Carpenter Mar 2013 #7

You're posting ProSense Mar 2013 #8

Yes, and as demonstrated at the link Cal Carpenter Mar 2013 #11

You are ProSense Mar 2013 #14

Are you denying that there are millions who will not have access to affordable care Cal Carpenter Mar 2013 #15

Wait ProSense Mar 2013 #18

Aren't those subsidies in the form of tax credits? magellan Mar 2013 #43

I don't ProSense Mar 2013 #44

So the subsidies are applied at the time of purchase? magellan Mar 2013 #46

You might find this document useful... PoliticAverse Apr 2013 #63

Thanks for that! magellan Apr 2013 #64

Actually, now that I have done all the math it's worse than I thought Cal Carpenter Mar 2013 #13

You changed it ProSense Mar 2013 #16

Yes, and I explained why in my edit Cal Carpenter Mar 2013 #17

So ProSense Mar 2013 #19

Yes Cal Carpenter Mar 2013 #20

You ProSense Mar 2013 #21

Here's why the Middle Class is screwed - the text you offer truedelphi Mar 2013 #35

And here's ProSense Mar 2013 #36

Just so you know Cal Carpenter Mar 2013 #45

Thanks for your update. truedelphi Mar 2013 #48

CNS news? Really? ProSense Mar 2013 #49

So caring about the vets issues is a RW issue now? truedelphi Mar 2013 #51

Well, ProSense Mar 2013 #52

YOu keep ProSense Mar 2013 #50

WHOA! Great news for so many people! Thanks, Pro! nt babylonsister Mar 2013 #6

Many poor and vulnerable people and their caregivers rejoice at this news. freshwest Mar 2013 #22

I'm pretty poor, so I'm right there with them! babylonsister Mar 2013 #23

I'm not yet Medicaid poor, but I'm on the verge. He's helping us all out here. freshwest Mar 2013 #26

The Medicaid expansion will help millions ProSense Mar 2013 #33

It benefits those not eligible for Medicaid by getting people help their families can't afford. freshwest Mar 2013 #34

Yes, it does ProSense Mar 2013 #56

And he still does. Many Democratic leaders and voters lives were threatened, as well. freshwest Mar 2013 #57

Out of the blue this morning, there was a scary ad on the TV. ProSense Mar 2013 #58

Those Koch dollars are hard at work! freshwest Mar 2013 #59

Yup! n/t ProSense Mar 2013 #61

Here's to being poor but Cha Mar 2013 #38

Under the old Medicaid, one had to be completely broke, bvar22 Mar 2013 #12

I have been told that currently in some states, truedelphi Mar 2013 #37

Damn this is good news, ProSense! sheshe2 Mar 2013 #24

Yes. ProSense Mar 2013 #27

Thanks for that, ProSense. sheshe2 Mar 2013 #28

It will help so many people, she.. Cha Mar 2013 #39

This should help the states. jwirr Mar 2013 #25

And people you and I know, jwirr. Also the poor and elderly. Obama hasn't forgotten them. freshwest Mar 2013 #29

Yes it will provide ProSense Mar 2013 #32

Too bad it won't be expanded in NC, in spite of the DHHS study. WorseBeforeBetter Mar 2013 #40

Yeah, ProSense Mar 2013 #41

Yep, I live here. I'm not sure of the benefits of.... WorseBeforeBetter Mar 2013 #42

The federal government ProSense Mar 2013 #55

Thanks for this, it still gives hope to those living 'default exchanges' states. freshwest Mar 2013 #60

Facts are good... SidDithers Mar 2013 #47

k&r... spanone Mar 2013 #53

Good news! treestar Mar 2013 #54

Latinos’ Overwhelming Support For Obamacare Is Yet Another Obstacle To The RNC’s Hispanic Outreach ProSense Apr 2013 #62