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truedelphi

(32,324 posts)
48. Thanks for your update.
Sat Mar 30, 2013, 04:57 PM
Mar 2013

My other real concern is that the ACA leaves almost every single American in the position of

One) having to fight for the proper treatment
Two) Having to figure out how to get re-imbursed.
Three) Then having to fight their insurers in order to get re-imbursed

Several years back, I was on Medicaid through the County. I had dental insurance through the "Anthem" Blue Cross people, as that was who handled the dental program for the State of California.

And there wasn't any apparent way to get Anthem to pay for any of my serious dental needs. I carefully found out what I needed to do to get my dental needs taken care of. I went to the proper dentist on this approved list. I had the approved dentist send me off to an approved dental surgeon. Then the nightmare about re-imbusement began.

Anthem wouldn't of course, give me the money upfront. So I had to borrow it first from family and friends. Then I had to undergo the procedure, which removed part of my jawbone. (A very very small part, but enough that the notion of talking to insurers didn't make sense for at least a week. I mean, even talking hurt.)

Then began the challenge of getting Anthem to reimburse me. They said they didn't have to talk to me at all. They needed to talk to he dental technicians or the insurance woman at the dental surgeon's office. That woman said that wasn't her job but mine. Anthem said they didn't have a way to talk to me.

And weeks went by and finally I just paid off the people I owed, but not without a whole lot of aggravation.

I think when this program gets instituted, the American people might finally wake up. They will find out what it is now and always has been like for people trying to deal with the middle men that our government often has standing between us and them,. And often when there are no middle men, it is even worse: listen and watch Jon Stewart on the Veteran's Affair situation of underwriting the needs of our disabled veterans: http://cnsnews.com/blog/stephen-gutowski/jon-stewart-blasts-government-run-health-care-veterans (Jon's show is just a tiny way of a scroll bar down, click the Big Button across the "Red Tape Diaries" video and you can hear and see that segment of his recent show.)

When Obama took office on Jan 20 2009, some 11,000 vets a year did not get their needs met for over 250 days after applying. Now that total of vets waiting for over 250 days has gone up to over 200,000! Even though the Veterans Affairs Department has been given important and needed extra monies, some 40 billion dollars worth, if Stewart can be believed on this issue.

Recommendations

0 members have recommended this reply (displayed in chronological order):

Thanks for a post full of facts. Marking it with a reply now. freshwest Mar 2013 #1
Thanks. ProSense Mar 2013 #2
Shall I cross post this to the BOG? freshwest Mar 2013 #9
Please do. Thanks. n/t ProSense Mar 2013 #10
Done, with the addition of a picture: freshwest Mar 2013 #30
Thanks. n/t ProSense Mar 2013 #31
However, those of us who are in the 18K to 30K range truedelphi Mar 2013 #3
+1 Cal Carpenter Mar 2013 #4
Not ProSense Mar 2013 #5
Here's another example Cal Carpenter Mar 2013 #7
You're posting ProSense Mar 2013 #8
Yes, and as demonstrated at the link Cal Carpenter Mar 2013 #11
You are ProSense Mar 2013 #14
Are you denying that there are millions who will not have access to affordable care Cal Carpenter Mar 2013 #15
Wait ProSense Mar 2013 #18
Aren't those subsidies in the form of tax credits? magellan Mar 2013 #43
I don't ProSense Mar 2013 #44
So the subsidies are applied at the time of purchase? magellan Mar 2013 #46
You might find this document useful... PoliticAverse Apr 2013 #63
Thanks for that! magellan Apr 2013 #64
Actually, now that I have done all the math it's worse than I thought Cal Carpenter Mar 2013 #13
You changed it ProSense Mar 2013 #16
Yes, and I explained why in my edit Cal Carpenter Mar 2013 #17
So ProSense Mar 2013 #19
Yes Cal Carpenter Mar 2013 #20
You ProSense Mar 2013 #21
Here's why the Middle Class is screwed - the text you offer truedelphi Mar 2013 #35
And here's ProSense Mar 2013 #36
Just so you know Cal Carpenter Mar 2013 #45
Thanks for your update. truedelphi Mar 2013 #48
CNS news? Really? ProSense Mar 2013 #49
So caring about the vets issues is a RW issue now? truedelphi Mar 2013 #51
Well, ProSense Mar 2013 #52
YOu keep ProSense Mar 2013 #50
WHOA! Great news for so many people! Thanks, Pro! nt babylonsister Mar 2013 #6
Many poor and vulnerable people and their caregivers rejoice at this news. freshwest Mar 2013 #22
I'm pretty poor, so I'm right there with them! babylonsister Mar 2013 #23
I'm not yet Medicaid poor, but I'm on the verge. He's helping us all out here. freshwest Mar 2013 #26
The Medicaid expansion will help millions ProSense Mar 2013 #33
It benefits those not eligible for Medicaid by getting people help their families can't afford. freshwest Mar 2013 #34
Yes, it does ProSense Mar 2013 #56
And he still does. Many Democratic leaders and voters lives were threatened, as well. freshwest Mar 2013 #57
Out of the blue this morning, there was a scary ad on the TV. ProSense Mar 2013 #58
Those Koch dollars are hard at work! freshwest Mar 2013 #59
Yup! n/t ProSense Mar 2013 #61
Here's to being poor but Cha Mar 2013 #38
Under the old Medicaid, one had to be completely broke, bvar22 Mar 2013 #12
I have been told that currently in some states, truedelphi Mar 2013 #37
Damn this is good news, ProSense! sheshe2 Mar 2013 #24
Yes. ProSense Mar 2013 #27
Thanks for that, ProSense. sheshe2 Mar 2013 #28
It will help so many people, she.. Cha Mar 2013 #39
This should help the states. jwirr Mar 2013 #25
And people you and I know, jwirr. Also the poor and elderly. Obama hasn't forgotten them. freshwest Mar 2013 #29
Yes it will provide ProSense Mar 2013 #32
Too bad it won't be expanded in NC, in spite of the DHHS study. WorseBeforeBetter Mar 2013 #40
Yeah, ProSense Mar 2013 #41
Yep, I live here. I'm not sure of the benefits of.... WorseBeforeBetter Mar 2013 #42
The federal government ProSense Mar 2013 #55
Thanks for this, it still gives hope to those living 'default exchanges' states. freshwest Mar 2013 #60
Facts are good... SidDithers Mar 2013 #47
k&r... spanone Mar 2013 #53
Good news! treestar Mar 2013 #54
Latinos’ Overwhelming Support For Obamacare Is Yet Another Obstacle To The RNC’s Hispanic Outreach ProSense Apr 2013 #62
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