General Discussion

MineralMan

(146,317 posts) Tue May 21, 2013, 03:18 PM May 2013

Poll: How many DUers have a 401k or IRA [View all]

that is invested in the stock market, either through mutual funds or direct participation in stocks. The poll is just to get an idea of whether DUer's retirement funds are affected by the stock market.

37 votes, 0 passes \| Time left: Unlimited
	I Have a 401k plan that invests in the stock market or mutual funds.
	12 (32%)
	I Have an IRA that is invested in the stock market or mutual funds.
	1 (3%)
	I have both a 401k and an IRA that is invested in the stock market or mutual funds.
	15 (41%)
	I have some other retirement fund that invests in the stock market or mutual funds.
	3 (8%)
	I have none of the above.
	5 (14%)
	Nunna your beeswax.
	1 (3%)
	0 DU members did not wish to select any of the options provided.
Show usernames Disclaimer: This is an Internet poll

72 replies

= new reply since forum marked as read

Highlight:

Poll: How many DUers have a 401k or IRA [View all] MineralMan May 2013 OP

Nothing at the moment. kentauros May 2013 #1

Sorry. I made an edit that changed the poll. If your vote MineralMan May 2013 #2

Kick for more input. MineralMan May 2013 #3

Mines a .401k hobbit709 May 2013 #4

Bush turned mine into a 101k....... lastlib May 2013 #56

I have nothing. HappyMe May 2013 #5

Yah, me neither. MineralMan May 2013 #7

I used to before I retired. But if I had had to rely on just that, I'd be eating out of CTyankee May 2013 #43

Nada. n/t Daniel537 May 2013 #6

I have two 401k accounts leftynyc May 2013 #8

Thanks for your input. MineralMan May 2013 #10

My wife has one of the 'other' type of accounts. geek tragedy May 2013 #9

Yah. My home is most of my net worth, too. MineralMan May 2013 #11

A 100k IRA in a fixed annuity, a house in Austin (paid for), Eleanors38 May 2013 #30

Pension, 401k, 457 plan plus other investments MissB May 2013 #12

I didn't vote, since I have a 401k but no idea where the money is invested arcane1 May 2013 #13

I don't know, but you should find out, I think. MineralMan May 2013 #15

Agreed. I tend to just not think about it too much arcane1 May 2013 #27

Feel free to ask questions in the DU Personal Finance and Investing group. Common Sense Party May 2013 #52

... A HERETIC I AM May 2013 #67

Another interesting question; if u have one, how much do you expect have saved before using it? geckosfeet May 2013 #14

That's a good question, but the poll is just a general one MineralMan May 2013 #17

Yes. Good poll. But the more you have in funds, the more exposure you have to market fluctuation. geckosfeet May 2013 #29

The more you have in stock funds, especially. Common Sense Party May 2013 #53

I was under the impression that IRAs were generally invested in the same things as 401Ks... LooseWilly May 2013 #68

My 401(k) is invested in stocks and mutual funds Shrek May 2013 #16

Thanks for the info. MineralMan May 2013 #18

I have about 300 thousand Demonaut May 2013 #19

Thank you. I think I know where you are coming from with this. n/t Dawgs May 2013 #20

I'm just curious. Personally, I have nothing that depends on MineralMan May 2013 #25

both. mutual funds. spanone May 2013 #21

Other: I have a small box of baseball cards NightWatcher May 2013 #22

To be honest... that might be the best retirement fund I've heard of yet... LooseWilly May 2013 #71

I just buy gold whenever Glen Beck tells me to AngryAmish May 2013 #23

Smart move, no doubt... MineralMan May 2013 #26

I used to get real irie in college Warren DeMontague May 2013 #24

I'm still invested in Irie, even if the interest is low. Eleanors38 May 2013 #34

Nothing like opening up one of those quarterly reports. Warren DeMontague May 2013 #51

Lol! Sissyk May 2013 #38

I and my wife both have 401k's CANDO May 2013 #28

Thanks for the input. MineralMan May 2013 #32

401K, 403B, Regular IRA, Roth IRA, Very small pension HERVEPA May 2013 #31

Thanks! MineralMan May 2013 #33

Kick. MineralMan May 2013 #35

I have a donco May 2013 #36

I rolled over two 401k's into an IRA when I retired tularetom May 2013 #37

Happy to respond, but for the purposes of your poll... Proud Public Servant May 2013 #39

The reason for the poll is to see what percentage of DUers MineralMan May 2013 #40

Good enough, I'll vote [n/t] Proud Public Servant May 2013 #41

Thanks! MineralMan May 2013 #44

401k, ira, pension plan, other investments and hopefully my kids. loli phabay May 2013 #42

...plus a 457. brooklynite May 2013 #45

Thanks. MineralMan May 2013 #46

I have a "personal pension" which is another name for an IRA... Atman May 2013 #47

With the miniscule interest being paid on bank deposits, there aren't many places for people to put Nimajneb Nilknarf May 2013 #48

Husband has a public employee pension and a very small 403B LeftInTX May 2013 #49

Thanks! MineralMan May 2013 #50

I Rolled Over A Small 401K Stainless May 2013 #54

In 2006 - 2007, my Wife & I cashed in everything (IRA), bvar22 May 2013 #55

I have a 403b SteveG May 2013 #57

It's the nonprofit version BainsBane May 2013 #58

Non profits. Usually it's educational institutions and hospitals, mostly. Common Sense Party May 2013 #60

That's what I thought BainsBane May 2013 #62

Non-profit SteveG May 2013 #72

I rolled a 401k into an IRA after I was laid off from a previous employer. tammywammy May 2013 #59

401K, IRA, Roth, HSA, 529...got all sorts FreeJoe May 2013 #61

I have a 401K, but my student loan debt is more than smirkymonkey May 2013 #63

I got plenty of nothing olddots May 2013 #64

I have a savings account at my local Credit Union, & a tiny cabin with 10 acres I own free & clear. scarletwoman May 2013 #65

Yup tavernier May 2013 #66

I don't know if it will help you Yo_Mama May 2013 #69

Damn... I really am a loser. :( Demo_Chris May 2013 #70