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Yo_Mama

(8,303 posts)
69. I don't know if it will help you
Tue May 21, 2013, 08:53 PM
May 2013

but supposedly a bit over 54% of the US has stocks according to this 2011 survey:
http://www.gallup.com/poll/147206/stock-market-investments-lowest-1999.aspx

A lot of them have not very much in stocks, because a lot of those accounts are very small. The distribution of who owns stocks is not even at all, as you would expect:

Eighty-seven percent of upper-income Americans -- those making $75,000 or more annually -- own stocks, as do 83% of postgraduates and 73% of college graduates. Sixty-four percent of Republicans hold stocks, compared with half of Democrats and independents. Men are more likely than women to be stock owners. Those aged 50 to 64 are the most likely of any age group to say they have money invested in the stock market.


But of course younger people are vastly less likely to have these types of investments.

Here's another article about distributions of total savings and investments, which would include stocks:
http://allfinancialmatters.com/2010/03/29/77-of-american-workers-have-less-than-100000-in-savings-investments/

54% of have less than 25K in total savings and investments. Another 23% have between 25K and 100K. Only 22% have over 100K in total savings and investments, which includes savings accounts, IRAs and stocks and bonds.
Nothing at the moment. kentauros May 2013 #1
Sorry. I made an edit that changed the poll. If your vote MineralMan May 2013 #2
Kick for more input. MineralMan May 2013 #3
Mines a .401k hobbit709 May 2013 #4
Bush turned mine into a 101k....... lastlib May 2013 #56
I have nothing. HappyMe May 2013 #5
Yah, me neither. MineralMan May 2013 #7
I used to before I retired. But if I had had to rely on just that, I'd be eating out of CTyankee May 2013 #43
Nada. n/t Daniel537 May 2013 #6
I have two 401k accounts leftynyc May 2013 #8
Thanks for your input. MineralMan May 2013 #10
My wife has one of the 'other' type of accounts. geek tragedy May 2013 #9
Yah. My home is most of my net worth, too. MineralMan May 2013 #11
A 100k IRA in a fixed annuity, a house in Austin (paid for), Eleanors38 May 2013 #30
Pension, 401k, 457 plan plus other investments MissB May 2013 #12
I didn't vote, since I have a 401k but no idea where the money is invested arcane1 May 2013 #13
I don't know, but you should find out, I think. MineralMan May 2013 #15
Agreed. I tend to just not think about it too much arcane1 May 2013 #27
Feel free to ask questions in the DU Personal Finance and Investing group. Common Sense Party May 2013 #52
... A HERETIC I AM May 2013 #67
Another interesting question; if u have one, how much do you expect have saved before using it? geckosfeet May 2013 #14
That's a good question, but the poll is just a general one MineralMan May 2013 #17
Yes. Good poll. But the more you have in funds, the more exposure you have to market fluctuation. geckosfeet May 2013 #29
The more you have in stock funds, especially. Common Sense Party May 2013 #53
I was under the impression that IRAs were generally invested in the same things as 401Ks... LooseWilly May 2013 #68
My 401(k) is invested in stocks and mutual funds Shrek May 2013 #16
Thanks for the info. MineralMan May 2013 #18
I have about 300 thousand Demonaut May 2013 #19
Thank you. I think I know where you are coming from with this. n/t Dawgs May 2013 #20
I'm just curious. Personally, I have nothing that depends on MineralMan May 2013 #25
both. mutual funds. spanone May 2013 #21
Other: I have a small box of baseball cards NightWatcher May 2013 #22
To be honest... that might be the best retirement fund I've heard of yet... LooseWilly May 2013 #71
I just buy gold whenever Glen Beck tells me to AngryAmish May 2013 #23
Smart move, no doubt... MineralMan May 2013 #26
I used to get real irie in college Warren DeMontague May 2013 #24
I'm still invested in Irie, even if the interest is low. Eleanors38 May 2013 #34
Nothing like opening up one of those quarterly reports. Warren DeMontague May 2013 #51
Lol! Sissyk May 2013 #38
I and my wife both have 401k's CANDO May 2013 #28
Thanks for the input. MineralMan May 2013 #32
401K, 403B, Regular IRA, Roth IRA, Very small pension HERVEPA May 2013 #31
Thanks! MineralMan May 2013 #33
Kick. MineralMan May 2013 #35
I have a donco May 2013 #36
I rolled over two 401k's into an IRA when I retired tularetom May 2013 #37
Happy to respond, but for the purposes of your poll... Proud Public Servant May 2013 #39
The reason for the poll is to see what percentage of DUers MineralMan May 2013 #40
Good enough, I'll vote [n/t] Proud Public Servant May 2013 #41
Thanks! MineralMan May 2013 #44
401k, ira, pension plan, other investments and hopefully my kids. loli phabay May 2013 #42
...plus a 457. brooklynite May 2013 #45
Thanks. MineralMan May 2013 #46
I have a "personal pension" which is another name for an IRA... Atman May 2013 #47
With the miniscule interest being paid on bank deposits, there aren't many places for people to put Nimajneb Nilknarf May 2013 #48
Husband has a public employee pension and a very small 403B LeftInTX May 2013 #49
Thanks! MineralMan May 2013 #50
I Rolled Over A Small 401K Stainless May 2013 #54
In 2006 - 2007, my Wife & I cashed in everything (IRA), bvar22 May 2013 #55
I have a 403b SteveG May 2013 #57
It's the nonprofit version BainsBane May 2013 #58
Non profits. Usually it's educational institutions and hospitals, mostly. Common Sense Party May 2013 #60
That's what I thought BainsBane May 2013 #62
Non-profit SteveG May 2013 #72
I rolled a 401k into an IRA after I was laid off from a previous employer. tammywammy May 2013 #59
401K, IRA, Roth, HSA, 529...got all sorts FreeJoe May 2013 #61
I have a 401K, but my student loan debt is more than smirkymonkey May 2013 #63
I got plenty of nothing olddots May 2013 #64
I have a savings account at my local Credit Union, & a tiny cabin with 10 acres I own free & clear. scarletwoman May 2013 #65
Yup tavernier May 2013 #66
I don't know if it will help you Yo_Mama May 2013 #69
Damn... I really am a loser. :( Demo_Chris May 2013 #70
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