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Showing Original Post only (View all)Does the Affordable Care Act make it illegal for hospitals to demand entire deductibles up front? [View all]
I'm glad the health care law is helping so many people get health insurance, but I hope it can be improved to help more. Unfortunately, the way the law is written is leaving many poor American families ineligible for the subsidies they need because their low paying employers offer high deductible family health insurance. I've read that if a patient needs surgery or expensive cancer treatment, hospitals can demand the entire deductible up front. What if the low income family member needing treatment doesn't have good enough credit to get a $5,000+ loan to pay for the deductible or doesn't know anyone who can come up with it? Does anyone know if the health care law makes demanding entire deductibles upfront illegal starting in 2014?
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Does the Affordable Care Act make it illegal for hospitals to demand entire deductibles up front? [View all]
MrsKirkley
Nov 2013
OP
I think a better question would be, "Does the ACA change the current practice of requiring
rhett o rick
Nov 2013
#15
I dont either and would. I just didnt like the implications of the question.
rhett o rick
Nov 2013
#18
How can one choose a low deductible policy if their employer only offers a high deductible policy
MrsKirkley
Nov 2013
#22
Many people select high deductible plans because they can't afford the premiums on low...
Humanist_Activist
Nov 2013
#25
i was hospitalized for a few days a couple years ago. the bill came six weeks later.
dionysus
Nov 2013
#27
Of course not and if they did the phony penalty would involve a wag of the finger
TheKentuckian
Nov 2013
#32