General Discussion

covadcalifornia

(41 posts)

176. thank you for that post - it really is just a talking point now and way too simplified at best.

Thu Nov 14, 2013, 04:09 PM

Nov 2013

AS much as i want to see a fix - it cannot be by decree.

mine was cancelled also - but I did not get hit as bad as you.

Our Monthly premium went up 42%

We were paying $ 1057.53 per month in 2013

We wil now be paying $ 1503.19 per month.

or an extra $ 5,347.92 per year.

Our deductible has more than doubled. We had a complete deductible of $ 6000.00 last year.

Our NEW DEDUCTIBLE IS $ 12,700.00 an increase of 111%

Our total out of pocket to be insured AND ACTUALLY USE the plan is now:

$ 12, 047.92 MORE THAN LAST YEAR! for less coverage.

.....MAN - I hope we do not use our insurance!

Our prescription plan will not even begin to kick in now TILL AFTER we have paid our entire deductible.

We also have a very nice dental plan though another provider, with decent coverage. WE NO LONGER HAVE AN OPTION and NOW we have to buy it though our insurance IF we want to keep it.

this is a mess. I am not the red herring.

Click here to purchase valentine hearts!

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God damn it. How the hell do you get blindsided by your own f%$#@*g legislation??? [View all] WilliamPitt Nov 2013 OP

I agree. Seems like somebody had their head in the wrong place. ladjf Nov 2013 #1

Or someone besides them wrote parts of the legislation NoOneMan Nov 2013 #4

No excuse. WilliamPitt Nov 2013 #7

Their bill? NoOneMan Nov 2013 #25

The Heritage Foundation did not bring it to Congress. WilliamPitt Nov 2013 #34

I don't think NOM was offering that explanation as an excuse. Jackpine Radical Nov 2013 #54

I think the ACA was largely written Mr.Bill Nov 2013 #134

Or the legislation was twisted into this by Republican obstructionists. Hoyt Nov 2013 #177

wish we could blame them formernaderite Nov 2013 #245

Maybe if the insurance commissioners had done their jobs in the past, we wouldn't need this. Hoyt Nov 2013 #248

Fine. Let them keep their crappy insurance. They can thank the GOP when JaneyVee Nov 2013 #2

That's not the point. WilliamPitt Nov 2013 #5

Of course they did. They even handed out numerous reports on it in 2010. JaneyVee Nov 2013 #16

Point being, it IS the law... B2G Nov 2013 #19

He probably needs the cooperation of state insurance commissions FarCenter Nov 2013 #26

IF Congress approves it first B2G Nov 2013 #30

A law requiring insurance companies to extend policies may be unconstitutional. FarCenter Nov 2013 #33

He has the regulatory authority to rewrite the regs that made the policies not grandfathered Yo_Mama Nov 2013 #61

There is a GOP-sponsored House bill and a Democrat-sponsored Senate Bill in the works Gore1FL Nov 2013 #168

That does not work.. busterbrown Nov 2013 #140

Agreed Mr Dixon Nov 2013 #228

Just pray to the gods that this bunch never takes us into a real war! eom Purveyor Nov 2013 #3

for real. and any attempt to rationally criticize the problems with the ACA cali Nov 2013 #6

let me ask this DonCoquixote Nov 2013 #78

You have no problem putting words in my mouth that are as wrong as wrong could be cali Nov 2013 #90

OK DonCoquixote Nov 2013 #91

Thanks. I'll take it. And perhaps you could come away from this encounter cali Nov 2013 #99

That's ok DonCoquixote Nov 2013 #101

That reaction Township75 Nov 2013 #171

blindsided?? More like screwed over by the ones who wrote it. Autumn Nov 2013 #8

Not all of the canceled plans are *junk*. I'm growing a bit weary of this talking point. Some of SlimJimmy Nov 2013 #162

thank you for that post - it really is just a talking point now and way too simplified at best. covadcalifornia Nov 2013 #176

Welcome to DU. I can tell you than many here will defend the ACA until death. The problem is SlimJimmy Nov 2013 #241

they are certainly not all junk plans formernaderite Nov 2013 #246

On CSpan in minutes fadedrose Nov 2013 #9

What you are witnessing is what is wrong with politics - no spine joeglow3 Nov 2013 #10

Even on DU, many people don't want to pay more for the good of those poorer than them Democat Nov 2013 #80

The insurance industry purposefully conflated issues of their profits with our altruism. Romulox Nov 2013 #95

Brilliant. You have summed up the essence of this perfectly. solarhydrocan Nov 2013 #214

not quite hfojvt Nov 2013 #120

This may come as a shock to you, but some in the middle class... WorseBeforeBetter Nov 2013 #139

this! nt cash__whatiwant Nov 2013 #188

I don't disagree that the middle class has been under attack for a long time Democat Nov 2013 #222

I haven't come across too many DUers saying they're... WorseBeforeBetter Nov 2013 #242

at which point were the voters told this? hfojvt Nov 2013 #106

Because those in group coverage are already spreading those costs joeglow3 Nov 2013 #135

come on Joe formernaderite Nov 2013 #247

*sigh* We need single payer so fucking bad. NuclearDem Nov 2013 #11

and just how do you think that will happen? The media has already brainwashed the public with lostincalifornia Nov 2013 #58

Well, it doesn't help when the only plan being pushed was the Heritage Foundation's brainchild NuclearDem Nov 2013 #62

Let me make it clear, I wish we had single payer. However, there was no way it was going to happen. lostincalifornia Nov 2013 #66

Lieberman's vote wasn't needed, actually. eomer Nov 2013 #114

"The media has already brainwashed the public with repuke talking points" NCTraveler Nov 2013 #81

+100 nt Mojorabbit Nov 2013 #88

I agree! Why not stand up and fight for the ACA? Why not stand up to the fucking insurance industry? Liberal_Stalwart71 Nov 2013 #97

I am not sure I understand your two comments. NCTraveler Nov 2013 #112

No kidding...nt Jesus Malverde Nov 2013 #169

I'm talking about what the ACA does to keep the industry in check. While not perfect, it at least Liberal_Stalwart71 Nov 2013 #179

"providing at least 80% in health care coverage" NCTraveler Nov 2013 #181

In theory, yes, but not all in practice. Not all insurance companies did that. The ACA mandates that Liberal_Stalwart71 Nov 2013 #184

That may be true, then why don't they vote for representatives that favor single payer? lostincalifornia Nov 2013 #104

There are many reasons for that. NCTraveler Nov 2013 #117

"Hillarycare" ended up winning but she didn't. Why? And Hillycare lost bigtime in 1994. I agree that Liberal_Stalwart71 Nov 2013 #183

That is the best description and explanation I have heard on this issue. lostincalifornia Nov 2013 #239

Because the Party Machine won't allow those candidates onto the ballot bobduca Nov 2013 #235

Why not Medicare for Everyone. The system is already in place and who doesn't like Medicare? SammyWinstonJack Nov 2013 #82

question is how to pay for it.... Niceguy1 Nov 2013 #213

It is CHEAPER than insurance. No profit. You pay tax instead of premiums. Simple. RBInMaine Nov 2013 #215

The Myth of the War of the Worlds Panic <You mean the real history, or the myth? jtuck004 Nov 2013 #144

I think the way the law was written caused many policies to get caught in a bigger net TwilightGardener Nov 2013 #12

They didn't. This is the insurance companies cancelling policies and using ACA as cover. yellowcanine Nov 2013 #13

This. the big lie is taking hold it seems. nt eqfan592 Nov 2013 #86

Yes. Whisp Nov 2013 #98

Well, now that he's taking the blame... krkaufman Nov 2013 #121

I agree with this. Because Obama is apologizing for something that he has no reason to apologize for Liberal_Stalwart71 Nov 2013 #189

++ Voice for Peace Nov 2013 #131

The united insurance corporations are trying to discredit Half-Century Man Nov 2013 #145

If this is true Jesus Malverde Nov 2013 #172

But we all knew they were scorpions. Union Scribe Nov 2013 #199

+1 uponit7771 Nov 2013 #236

The thieves are out with long knives CountAllVotes Nov 2013 #14

I didn't follow the DU ACA wars that closely... WorseBeforeBetter Nov 2013 #163

Here we go again... Whisp Nov 2013 #15

how so? cali Nov 2013 #53

They did not expect the insurance companies to arthritisR_US Nov 2013 #17

Just who do you think they work for??? Us??? L0oniX Nov 2013 #18

And our weak ass president is PISSING ME OFF joeglow3 Nov 2013 #20

Nice going. You are 100% class. Pretzel_Warrior Nov 2013 #65

And your ass kissing of the president accomplishes nothing joeglow3 Nov 2013 #70

+1. SammyWinstonJack Nov 2013 #83

I laugh at your supposed knowledge on this subject. You have no idea what you're talking about Pretzel_Warrior Nov 2013 #122

Get shit done.....and then undo it. joeglow3 Nov 2013 #133

I think that's a Janie. N/t Whisp Nov 2013 #100

what is a Janie? Pretzel_Warrior Nov 2013 #123

see your mail. n/t Whisp Nov 2013 #138

Glass houses, PW. nt Union Scribe Nov 2013 #200

keep in mind that your point of view is not universal, nor necessarily true for anyone Voice for Peace Nov 2013 #132

When you adopt Republican created policies and try and make them Democratic Bandit Nov 2013 #21

I doubt anyone was blindsided... HijackedLabel Nov 2013 #22

Even if the rollout had gone much more smoothly, they'd amplify and trumpet ANYTHING TwilightGardener Nov 2013 #27

But the cancellations mean they'll have to handle a few hundred thousand enrollments a day FarCenter Nov 2013 #31

Right--that's why it was a one-two punch the administration didn't see coming. TwilightGardener Nov 2013 #36

It's NOT a fix! B2G Nov 2013 #44

I kind of have to discount anything you say, because you've been cheerleading for ACA failure TwilightGardener Nov 2013 #47

They aren't defunct until watoos Nov 2013 #155

It's not that simple B2G Nov 2013 #158

"He can't force them to reinstate policies" truebluegreen Nov 2013 #231

Agreed. treestar Nov 2013 #92

a paradox. Whisp Nov 2013 #102

At least Obama appears to realize there are serious problems quinnox Nov 2013 #23

I still don't think he understands all of the problems Joey Liberal Nov 2013 #84

No. Bill Clinton made things much worse. He should shut up and sit down somewhere. Liberal_Stalwart71 Nov 2013 #190

I'm fine with letting people keep their crappy policies. dawg Nov 2013 #24

I'm not. I'd rather people with shit plans pay 10x more for new policies... HijackedLabel Nov 2013 #28

It wouldn't be much of a win for the Republicans. dawg Nov 2013 #32

No. progressoid Nov 2013 #225

They weren't. gcomeau Nov 2013 #29

Exactly. And Big Mouth Bill didn't help either. Whisp Nov 2013 #38

Exactly. nt JoePhilly Nov 2013 #74

THANK YOU!! nt SunSeeker Nov 2013 #165

+1 uponit7771 Nov 2013 #237

I don't know why this is so shitfit worthy: Whisp Nov 2013 #35

Issa led his private hacking men to asjr Nov 2013 #37

What the what??? Common Sense Party Nov 2013 #57

Cheap weed, and a foil wrapped toilet paper pipe. NM_Birder Nov 2013 #67

or denial of service attacks. Whisp Nov 2013 #110

The Insurance Co's know exactly what they wrote One_Life_To_Give Nov 2013 #39

and you can be sure they flooded the zone with those $50 a month policies SoCalDem Nov 2013 #69

When profit is capped at 15% of Policy Rate One_Life_To_Give Nov 2013 #130

What was in it seveneyes Nov 2013 #40

Someone really needed to make sure the launch was perfect...or pretty damn close... joeybee12 Nov 2013 #41

Actually, political fear of mistakes was a major part of the flawed end-product. TwilightGardener Nov 2013 #42

Probably, and he doesn't seem like the type to press the issue with them... joeybee12 Nov 2013 #45

Private insurers are the absolute worst feature of US healthcare. Who thought mandating a purchase Romulox Nov 2013 #43

No one could have predicted that private insurers and Republicans would bork the ACA rollout Fumesucker Nov 2013 #46

lol quinnox Nov 2013 #79

It relies completely on the private market too. Puzzledtraveller Nov 2013 #51

But if we mandate you to pay weekly fees to muggers in your neighborhood, they won't be as violent! JVS Nov 2013 #173

Because the GOP fredamae Nov 2013 #48

O'Really? Fumesucker Nov 2013 #49

Nothing to get asshairs all afire about. Whisp Nov 2013 #50

++ Voice for Peace Nov 2013 #143

Ghost writers in the sky? Rex Nov 2013 #52

I don't think most of them knew what was in it before passing it. Packerowner740 Nov 2013 #55

Don't be shortsighted. They had to rely on the insurance mafia flamingdem Nov 2013 #56

This is confusing, to be sure Yo_Mama Nov 2013 #59

This is what happens when you let TBF Nov 2013 #60

Settle the fuck down. Remember the rolling disaster of Iraq? THAT'S a quagmire Pretzel_Warrior Nov 2013 #63

You settle the fuck down Joey Liberal Nov 2013 #77

sounds like Obama took care of you today. Bye bye. Pretzel_Warrior Nov 2013 #109

No, he didn't Joey Liberal Nov 2013 #207

It was the perfect storm really. bklyncowgirl Nov 2013 #64

See, This Is What I Said RobinA Nov 2013 #89

Easy RandiFan1290 Nov 2013 #68

"We've got to pass it to see what's in it." Nancy Pelosi nt bluedeathray Nov 2013 #71

Some people owe the big blue dog Bill Clinton an apology. boston bean Nov 2013 #72

hello no DonCoquixote Nov 2013 #94

Sled Dog Billie, always pulling to the right. n/t Whisp Nov 2013 #105

Or ... krkaufman Nov 2013 #137

I'm pretty sure that in 2009 they chose 2013 and later implementation dates for a reason FarCenter Nov 2013 #73

It's a damn shame Joey Liberal Nov 2013 #75

You don't matter, nor do the tens of millions of working poor about to be hammered... Demo_Chris Nov 2013 #127

I thought republicans were saying that Joey Liberal Nov 2013 #205

You can read it here as well. We need to scrap this crap and get single payer. nt Demo_Chris Nov 2013 #206

lacking context krkaufman Nov 2013 #142

you keep making this point but I'm wondering if you have laid it all out here so we can know what Voice for Peace Nov 2013 #147

Last week on PBS, a 2x Obama-voting, self-employed woman... WorseBeforeBetter Nov 2013 #175

You really want to know how? BKH70041 Nov 2013 #76

oooh intriguing.. it must be an evil conspiracy theory if it's banned here Voice for Peace Nov 2013 #149

Ancient Aliens? That's my guess LondonReign2 Nov 2013 #186

I Believe RobinA Nov 2013 #85

Obama too trusting... or naive krkaufman Nov 2013 #125

well said. nt Demo_Chris Nov 2013 #128

It's not like the Heritage Foundation was the first or only national health care plan put in writing libdem4life Nov 2013 #87

I honestly don't think the Insurance company lies, misinformation Sheepshank Nov 2013 #93

Which legislators wrote the bill? And why are they allowing Obama to take the blame for it? Liberal_Stalwart71 Nov 2013 #96

How many of them bothered to read it? badtoworse Nov 2013 #107

When the president signs the bill he has ultimate responsibility for it. n/t totodeinhere Nov 2013 #119

As do the Democrats who crafted the bill and voted for it. n/t Liberal_Stalwart71 Nov 2013 #185

Because they didn't spend months running around the country lying about what it said... Demo_Chris Nov 2013 #148

President did not lie. That is Corporate Media bullshit spin. Liberal_Stalwart71 Nov 2013 #187

Don't call the President a liar. Whisp Nov 2013 #196

What alternative label would ease your pain? The definition: Demo_Chris Nov 2013 #201

I see a definition of Joe Wilson and his many buds. n/t Whisp Nov 2013 #202

Health care lobbiest wrote the damn thing liberal N proud Nov 2013 #103

I think the ACA is better than what was before, but blaming it on lobbyists is bull. Politicians lostincalifornia Nov 2013 #118

So it is the politicians fault that the lobbyist wrote the bill liberal N proud Nov 2013 #152

Yes it is their fault lostincalifornia Nov 2013 #159

The same way they were so utterly surprised that red states would turn down Medicaid expansion. n/t winter is coming Nov 2013 #108

Exactly Dopers_Greed Nov 2013 #111

Blindsided by the media spin, maybe, and forced to be seen acting. n/t Orsino Nov 2013 #113

Thank you! Boom Sound 416 Nov 2013 #115

No one was blindsided. Not the President. Not Congress. Not the media. lynne Nov 2013 #116

1000 pages krkaufman Nov 2013 #124

so you are agreeing with, for example, Voice for Peace Nov 2013 #126

Another bad thing. Keefer Nov 2013 #129

It looks even worse when, if you think back, repukes were claiming people were going hughee99 Nov 2013 #136

The Republicans smell blood in the water now and are circling. reflection Nov 2013 #141

I think they just underestimated the volume to which the small number of individual plans AtheistCrusader Nov 2013 #146

Message auto-removed Name removed Nov 2013 #243

Sorry, the Rude Pundit wins this one hands down: Whisp Nov 2013 #150

Another priceless rant from the Rude One. Brigid Nov 2013 #157

That is about the best summary out there. Whisp Nov 2013 #164

He needs to direct that to Bill Clinton who still holds a grudge that this black man won! Liberal_Stalwart71 Nov 2013 #191

Nope. Plain as day he's in it all for himself. n/t Whisp Nov 2013 #193

Yep, that too! Liberal_Stalwart71 Nov 2013 #195

Agreed Mr Dixon Nov 2013 #229

I am seeing an ad on the bottom of this thread . . . Brigid Nov 2013 #151

Because Landrieu is a ProSense Nov 2013 #153

Hahahaha!!!!! Major Hogwash Nov 2013 #154

Why are people acting like this is another Great Betrayal by the Master Spelunker? Whisp Nov 2013 #160

Who knows what evil lurks in the hearts of men? Major Hogwash Nov 2013 #166

re:God damn it. How the hell do you get blindsided by your own f%$#@*g legislation??? View profile allan01 Nov 2013 #156

And we acted surpised allinthegame Nov 2013 #161

Nah, the Democrats fight for what they believe in Fumesucker Nov 2013 #174

Maybe because their crystal ball was on the fritz? jazzimov Nov 2013 #167

You mean smartest-man-in-the-room Obama and his Ivy League administration... WorseBeforeBetter Nov 2013 #192

Scary Dumb 'Bama Coming For You............... Whisp Nov 2013 #170

You're overlooking the fact that the Rethug party during pnwmom Nov 2013 #178

Should have been public option. AndyA Nov 2013 #180

you still believe that crap, don't you? Whisp Nov 2013 #182

That's a pretty big assumption on your part. AndyA Nov 2013 #209

Excuse me, then. Maybe you can explain what you meant: Whisp Nov 2013 #210

Well you took it wrong. AndyA Nov 2013 #211

Well, sorry then. I did take it the wrong way. Whisp Nov 2013 #212

No problem AndyA Nov 2013 #234

Well... progressoid Nov 2013 #226

Now, now William, calm down... fadedrose Nov 2013 #194

Those Missouri hurricanes deaniac21 Nov 2013 #197

The hurricanes started somplace else, like the east coast, and blew a big bunch of wind fadedrose Nov 2013 #198

"Once less unto the breach, dear friends!" gulliver Nov 2013 #203

Chalk up round one to the insurance companies... kentuck Nov 2013 #204

Let's all relax. It'll get fixed. brush Nov 2013 #208

I'm pissed too-call me shallow. Boomerproud Nov 2013 #216

Yes, they did indeed write it. The problem though, is that they did not READ it after they wrote it. Chuck Smythe Nov 2013 #217

My question... Jeff In Milwaukee Nov 2013 #218

Neither. Chuck Smythe Nov 2013 #224

ACA - a bad idea poorly executed. KG Nov 2013 #219

You get blindsided when the Teabagging Press start yelping to satisfy their corporate masters. tsuki Nov 2013 #220

Who is they? The sausage makers? BootinUp Nov 2013 #221

Because the insurance companies wrote it? grahamhgreen Nov 2013 #223

Really? SMH Mr Dixon Nov 2013 #227

Saying "insurance companies wrote it" (or like it) is like saying "politicians" did Recursion Nov 2013 #230

Post removed Post removed Nov 2013 #232

What's the point? pintobean Nov 2013 #233

Message auto-removed Name removed Nov 2013 #238

Message auto-removed Name removed Nov 2013 #240

They had to pass it mwrguy Nov 2013 #244

I Work For EDD In California... Don't I Know It Brother... WillyT Nov 2013 #249