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In reply to the discussion: Discussion I'm having on FB. Can someone with knowlege about the ACA help me out? [View all]yourmovemonkey
(267 posts)20. Thanks for your help everyone
I totally forgot about having to go through all of my brother's bills this past year. So I added something about that in my final response to her. There's no responses since I wrote this. How did I do?
"I did a little bit more research. Health insurance for the self-employed has always been expensive. I know this because I've had to look through my brother's bills over the past year. He was paying about $13,000/year. That is a stripped down policy with a huge deductible before the ACA ever took effect. On top of that, he had another few thousand dollars in miscellaneous health expenses. Those insurance companies sure were treating us good before the ACA, huh? I guess he showed them. They won't be getting another dime outta him at least.
The income cap you mentioned is definitely the fault of the state of PA. They refused the federal funds that were available to expand Medicare for people in your income bracket. If you were in NY, it would be quite different and you would get assistance. This depends on whether you file your taxes jointly or separately with (your husband).
When you mention the cost of joining (husband)'s policy, I'm not sure if you are saying that would be the total cost for both of you (a pretty good rate), or the additional cost to add you (a little hard to believe). This could also depend on your filing status. Your filing status should match the way you purchase insurance. For example: you shouldn't try to get an individual policy while still filing jointly.
Yes, the guy you spoke to is a jerk."
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Discussion I'm having on FB. Can someone with knowlege about the ACA help me out? [View all]
yourmovemonkey
Dec 2013
OP
Medicaid eligibility is based on the joint income if married. She is. Also, the business
kelly1mm
Dec 2013
#36
So it's Obama's fault her husband's new employer charges extra for families?
Hassin Bin Sober
Dec 2013
#4