I'm playing with fire. Dropped Medicare Part D.

[shraby]

1. You've got it wrong. You don't hit any donut hole unless the part D insurance has paid out a certain

dollar figure and it would come bout half way (or farther) through the year, depending on what your meds cost. If you aren't taking any meds at all, you would never reach the donut hole in a year's time.
Mr. Shraby and I have never hit it. Our meds don't cost that much. Even when he had one that was over 200 dollars a month, he didn't hit it.
Edited to add. Mr. Shraby went from no meds one week to have to take three the next due to a stroke..one was the over 200 per month one.