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Demsrule86

(69,553 posts)
27. Lucky you
Tue Mar 11, 2014, 02:12 PM
Mar 2014

I have a 3500 deductible and my private insurer (employer based) pays nothing until I meet the entire deductible...most years we don't meet it so I pay big money for the plan and all my medical expenses as well...I have one of those medical spending accounts which helps.

so what is the deductible on your plan? Schema Thing Mar 2014 #1
It's pretty well implied she's got a $6k plan. jeff47 Mar 2014 #2
Thanks wryter2000 Mar 2014 #3
Actually, my deductible is $2500 and my premium is $222 per month. Walk away Mar 2014 #4
Lucky you Demsrule86 Mar 2014 #27
Except most people who get subsidies on their premiums also get credits on their deductibles. n/t pnwmom Mar 2014 #8
We have a new $4000 deductible this year and it's really hurting us LiberalEsto Mar 2014 #5
ACA is a subsidized 70/30 actuarial payout Yo_Mama Mar 2014 #7
Ours is through my husband's employer LiberalEsto Mar 2014 #12
Well, it wouldn't be any better on an ACA plan Yo_Mama Mar 2014 #14
That isn't the whole story. If you are eligible for subsidies.... Walk away Mar 2014 #13
Yes, that's true and I just gave an example in my reply Yo_Mama Mar 2014 #15
Group policies have been getting worse and worse every year without the excuse of the ACA. pnwmom Mar 2014 #9
Colonoscopy Demsrule86 Mar 2014 #29
Everybody doesn't have the same choice of policies Yo_Mama Mar 2014 #6
But that's how it works on the ACA, except for the young people pnwmom Mar 2014 #10
Your workplace health insurance costs $1,200 more woo me with science Mar 2014 #11
I wish we could get ACA Demsrule86 Mar 2014 #28
Funny that you forgot to mention Le Taz Hot Mar 2014 #16
I have a Silver plan.. Walk away Mar 2014 #17
I don't care how "covered" "most" prescription medications are. Le Taz Hot Mar 2014 #22
I don't think you are an idiot but... Walk away Mar 2014 #26
If you are low income aren't you eligible for subsidies? Walk away Mar 2014 #18
So, you're saying the ACA is not Le Taz Hot Mar 2014 #20
I guess I just don't get how no insurance is better than $300 a month... Walk away Mar 2014 #23
If you are eligible for subsidies, Ms. Toad Mar 2014 #19
The Bronze Plan Le Taz Hot Mar 2014 #21
It wasn't a lecture. The vast majority of people are not aware Ms. Toad Mar 2014 #25
K! Cha Mar 2014 #24
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