General Discussion

workinclasszero

(28,270 posts)

57. What good is your health ins when you cant afford the deducible??

Sat Oct 4, 2014, 07:42 PM

Oct 2014

When I had a good job with health insurance the deducible was 4000 dollars a year. Which I could not pay of course.

So I would get check ups and have my damn doctor insist that I go get procedures done that cost thousands out of my pocket that I didn't have. So I didn't get those procedures done and my doc would get pissed.

They have no idea how the average American lives anymore. I tried to educate her on the facts of my life but nope she wouldn't listen.

I worked in a job where you were not allowed to be behind on any debt greater than 5000 bucks or you would be automatically fired.

No bankruptcy allowed either. We cant win people. Capitalists will kill us all in a ditch with no shelter no jobs no food and thanking "jesus" all the way!

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How do you think we would fare in a global epidemic, being the only country without Single Payer? [View all] librechik Oct 2014 OP

We're not the only country without single payer... Dr Hobbitstein Oct 2014 #1

Awesome Stand reference... SidDithers Oct 2014 #7

Hopefully without the religion allusions. longship Oct 2014 #53

Either that or it's Vegas vs Boulder Free Zone. workinclasszero Oct 2014 #56

Being as how the US seems to sink lower and lower to benefit the 1%, we would not fare RKP5637 Oct 2014 #2

When did every other country become single payer? jberryhill Oct 2014 #3

People do not get turned away because they have no insurance YarnAddict Oct 2014 #4

I have insurance. I just can't afford to use it. JEB Oct 2014 #10

If you were sick enough, you would use it YarnAddict Oct 2014 #11

I have no idea if people are turned away. JEB Oct 2014 #17

Take my word for it. They're not turned away. YarnAddict Oct 2014 #21

Glad to know people are not turned away. JEB Oct 2014 #22

Lucky you YarnAddict Oct 2014 #23

I think I've always known I'm not invincible. JEB Oct 2014 #31

Go to the exchange treestar Oct 2014 #14

Been there, here in Oregon. I took the least expensive option JEB Oct 2014 #16

Pardon me, BUT... 99Forever Oct 2014 #18

I don't know the fine points of the law, but JEB Oct 2014 #19

Perhaps the $12,000... 99Forever Oct 2014 #20

My bronze level capped at 5K, a little bit better but, still too high to be any good plus I lost my Tuesday Afternoon Oct 2014 #48

what do you think the deductible for national single payer would be? Recursion Oct 2014 #61

LOL UglyGreed Oct 2014 #26

That was what John McCain stressed. However, the fact that you merrily Oct 2014 #33

My thoughts exactly. Sure they will treat you. THEN Paper Roses Oct 2014 #51

No they do not get turned away but the poor without insurance do not go into the emergency room jwirr Oct 2014 #37

We would fare quite well. stevenleser Oct 2014 #5

Agree completely on all counts SickOfTheOnePct Oct 2014 #8

Republicans would block all that, you do realize? kestrel91316 Oct 2014 #25

And how do you believe they could they block it n/t SickOfTheOnePct Oct 2014 #32

By not funding it. By not passing the necessary legislation to accomplish it. kestrel91316 Oct 2014 #43

There is no legislation required to federalize the national guard SickOfTheOnePct Oct 2014 #47

Except that most people DO have Insurance... brooklynite Oct 2014 #6

If ebola becomes an epidemic here B2G Oct 2014 #9

If there ever is extremely deadly global pandemic, insurance or single payer won't matter FLPanhandle Oct 2014 #12

i fear you are right. Even now the early victims in W Africa were caregivers librechik Oct 2014 #45

A lot of countries don't have single payer. Swiss voters just rejected moving to it Recursion Oct 2014 #13

Medicare for all would have polled a lot better, esp. if Obama hadn't merrily Oct 2014 #34

They do have universal coverage, though. Crunchy Frog Oct 2014 #49

True. Though Canada does it by province Recursion Oct 2014 #62

Britain has socialized medicine, like our VA system eridani Oct 2014 #54

Right. My point was those aren't "single payer" Recursion Oct 2014 #63

The US is much like Canada in that states have a lot of independent power, just like provinces eridani Oct 2014 #64

I don't think insurance would matter treestar Oct 2014 #15

Very poorly. The only possible good to come out of it would be kestrel91316 Oct 2014 #24

That opinion is highly crazy, in my opinion. nt Dreamer Tatum Oct 2014 #28

More's the pity that you can't recognize facetiousness or hyperbole. kestrel91316 Oct 2014 #41

"Don't worry. We got this." The media would handle it fine. valerief Oct 2014 #27

Yeah, those who don't want their communities destroyed by disease ZombieHorde Oct 2014 #29

Be careful what you wish for. branford Oct 2014 #59

yes, this is because since we have no national health service, we can only mobilize military. librechik Oct 2014 #65

single payer enid602 Oct 2014 #30

The UK is technically not single payer SickOfTheOnePct Oct 2014 #35

Those are not the only two. subterranean Oct 2014 #52

People going to work with a fever ThoughtCriminal Oct 2014 #36

screwed either way CullenBohannon Oct 2014 #38

No worries UglyGreed Oct 2014 #39

In the face of a global epidemic of some SheilaT Oct 2014 #40

I think perhaps the point is being missed area51 Oct 2014 #42

more importantly, Duncan arrived at the ER with symptoms. That means he was contagious. librechik Oct 2014 #44

In a global epidemic, the federal governement hughee99 Oct 2014 #46

Exactly. I'm more worried about people dying everyday in one-offs. In a big catastrophe, the stevenleser Oct 2014 #50

I have no health insurance workinclasszero Oct 2014 #55

Well, yes, if you lost your job you should tell the VA to reassess Recursion Oct 2014 #66

What good is your health ins when you cant afford the deducible?? workinclasszero Oct 2014 #57

You're joking, right? The good is... Recursion Oct 2014 #58

Exactly. branford Oct 2014 #60