General Discussion
In reply to the discussion: Just got my ACA premium notice for next year [View all]Yo_Mama
(8,303 posts)Some persons (maybe not you) have a lot more stuff to look through.
So if you look for a plan with a lower premium than the $577, you'll have a short list to start with. And I have found that if you call the companies, you can get better information. I know what they show now is an estimate, but it should give you a starting point.
I feel for you - you have an emergency. I am sorry you have been so abused on this thread. It isn't right. But if you get a short list now, it will help you after the exchange opens, and you may want to start calling the insurance companies now. It's an emergency for you, because you can't pay this premium and in less than two months, you'll be uninsured.
As soon as the exchanges open I think there may be a sort of logjam, so just get a list of all the plans that have premiums at least $50 cheaper that that letter. If there are none, then call the insurance commissioner in your state and ask for help.
It's still worth going through the entire process when the exchange officially opens, but I have a hunch this is going to be difficult and time-consuming for you.