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In reply to the discussion: Just got my ACA premium notice for next year [View all]Julz
(2 posts)I realize that as a first-time poster I don't have credibility - I've read DU almost daily since 2003 so I know what low count posters on a controversial thread usually mean. That said...
I logged in to healthcare.gov to make sure my password was working before open enrollment starts and saw a message asking me to update the application I filled out last year. Last year's app wouldn't open so I called and spent 2 hours on the phone updating. I'd already received my letter from BCBS telling me my premium would increase from $80 to $115, which I could live with. I notified them of an increase in income of $1,000 in 2014 and changed my address since I had moved. I had notified BCBS of my address change as soon as I moved but it never occurred to me to change it on healthcare.gov - a huge oversight on my part with enormous consequences. I moved 1 mile to a more affordable neighborhood. I was told that for the month of December my premium for the same plan is $270, based solely on my move to a zip code with a lower socio- economic profile than my old one. She told me to call or log in on the 15th to check out other plans for 2015 but was able to tell me my subsidy will be $145 per month, down from the $320 per month I was receiving this year. I'm widowed with a child and this, for us, means eating from the fast food dollar menu. I'm trying to stay calm until the 15th and am hoping there will be a plan I can afford that doesn't have an outrageous deductible. I did sit down on my kitchen floor and cry, though.
My best to the OP - hopefully there will be some new, more competitive plans. My fingers are crossed.