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In reply to the discussion: Just got my ACA premium notice for next year [View all]Glitterati
(3,182 posts)Last edited Fri Nov 14, 2014, 02:24 AM - Edit history (1)
I had a nightmare last year signing up my daughter for ACA. Long story short, she qualified for Mediciad (college student, working part time) but because our Governor refused Medicaid expansion, she didn't qualify. However, we had to have that in writing before Humana could issue her an ACA policy.
Do you know when I received the inquiry from the State about her eligibility? LAST MONTH. Nearly a year after the application, and that was only the "send us this documentation and this documentation and this documentation to determine eligibility" letter. A YEAR later.
Because of the situation, I called SEVERAL agents in an attempt to get her on an ACA policy before the deadline. My experience was very bad. They were uniformed, helpless and irresponsible.
Of course, all this had to do with the INTENTIONAL sabotage being conducted by our State Insurance Commissioner who vowed to kill ACA in Georgia. (And, yes, he was re-elected this month.)
Let me tell you what were doing (about ObamaCare), Georgia Insurance Commissioner Ralph Hudgens bragged to a crowd of fellow Republicans in Floyd County earlier this month: Everything in our power to be an obstructionist.
After pausing to let applause roll over him, a grinning Hudgens went on to give an example of that obstructionist behavior, this one involving so-called navigators who are being hired to guide customers through the process of buying health insurance on marketplaces, or exchanges, set up under the federal program.
We have passed a law that says that a navigator, which is a position in that exchange, has to be licensed by our Department of Insurance, Hudgens said. The ObamaCare law says that we cannot require them to be an insurance agent, so we said fine, well just require them to be a licensed navigator. So were going to make up the test, and basically you take the insurance agent test, you erase the name, you write navigator test on it.
http://www.ajc.com/weblogs/jay-bookman/2013/aug/29/ga-insurance-chief-brags-about-sabotage-obamacare/
So, insurance agents are just not the people who are prepared to help with this in this state. This Insurance Commissioner has made it his life's goal to insure they are not. None of the insurers are willing to "buck" this guy. Hell, they probably agree with him.