General Discussion
In reply to the discussion: Just got my ACA premium notice for next year [View all]moriah
(8,311 posts)My premium, after I was approved for SSDI, was $82.94 for a Silver plan.
Believe me, I'm grateful for the fact I have insurance at all, but it's still not easy to come up with that kind of cash. My new plan will be, according to healthcare.gov today after accounting for the 1.7% COLA increase change to my income, $96.00. We'll see if that changes before tomorrow. It's not even the same plan, really, as the cost of medications are much higher, but same out-of-pocket maximum. I'll just struggle more in the early months of the year until I hit OOP again. It's hard to afford prescriptions when just one of your many medications costs $90 a month.
But still, rates increases are exceeding inflation or with COLA increases -- 15.7% versus 1.7% COLA increase, with what information is available on healthcare.gov.
They ought to fix the loophole so you could by through the Exchange -- 9% of family income is what the standard should be for affordable health care, not 9% for just individual coverage and letting insurance companies charge such exorbitant rates to people working.
But when you already know down to your last dollar where all your money is going, because it's all accounted for, even a 15% increase along with increases in copays is a lot to deal with.
And I draw a good check.