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gibraltar72

(7,515 posts)

10. To clarify previous post

Reply to Ilsa (Original post)

Wed Mar 8, 2017, 11:39 AM

Mar 2017

For instance BCBS is everywhere but is currently regulated by the states they do business in. What will happen is another company will headquarter in Texas or other jack leg state and sell crap in your state. They will only be bound by that states insurance laws. They will show a smaller premium but when the rubber meets the road there will be exceptions or limits. The public has no idea what they need the con men will flourish. It's the American way.

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31 replies

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The problem with "selling insurance across state lines" [View all] Ilsa Mar 2017 OP

Sounds about right yeoman6987 Mar 2017 #1

It is also harder for insurance companies to set up managed care networks Freethinker65 Mar 2017 #2

There you go. I knew I Ilsa Mar 2017 #3

That's what I was thinking DemocratSinceBirth Mar 2017 #8

Yes also I believe that some insurance Plans like Blue Cross TNLib Mar 2017 #4

Blue Cross Blue Shield is an association of a bunch of regional companies. WillowTree Mar 2017 #12

BCBS is being sued for antitrust right now AngryAmish Mar 2017 #16

They even separate N and S California...which is bullshit. nt pkdu Mar 2017 #17

I posted a diary gibraltar72 Mar 2017 #5

Regarding the freakish complaint there is only one insurer on exchanges? yallerdawg Mar 2017 #6

Not true. Blue Cross Blue Shield is many different companies with different offerings. WillowTree Mar 2017 #9

Kind of like McDonald's is technically not one big company, but endless franchises? yallerdawg Mar 2017 #11

No. It's an association of BCBS companies. WillowTree Mar 2017 #13

BCBS is offered in every state. yallerdawg Mar 2017 #15

The point is that they are different companies in most every state. WillowTree Mar 2017 #20

I think we found the BCBS employee. AngryAmish Mar 2017 #21

That comparison is obviously invalid. mythology Mar 2017 #30

Thanks for jumping in! yallerdawg Mar 2017 #31

I've never understood the logic behind the "across state lines" meme. WillowTree Mar 2017 #7

What it really does is bypass the State Insurance Commissioners... Wounded Bear Mar 2017 #18

They why do so many Democrats also espouse this? WillowTree Mar 2017 #22

Hmmmm.... Wounded Bear Mar 2017 #23

Ding! Ding! Ding! We have a winner! nt COLGATE4 Mar 2017 #25

Think of the PROFITS!!!!! moondust Mar 2017 #27

"Race to the bottom". Thanks. That's it. nt Ilsa Mar 2017 #28

To clarify previous post gibraltar72 Mar 2017 #10

These out of state insurance companies only want to increase their profits. procon Mar 2017 #14

Partially.... Xolodno Mar 2017 #19

Best example would be credit cards. safeinOhio Mar 2017 #24

And no more quasi-local control/regulation/ or local consumer protections. nt Ilsa Mar 2017 #29

It's the new model for competion. Turbineguy Mar 2017 #26