Trumpcare allows employers in all 50 states to GUT employees' healthcare plans

[Hoyt]

13. I'm not overly worried about that. Employers could always reduce the benefits, cancel the plan, etc

Last edited Mon May 8, 2017, 11:25 AM - Edit history (1)

But most did not, especially when they were in competition for employees.

Now, I am worried that today's economics make it more difficult for employers to maintain a decent plan. Sometimes, it's because the owners are just too stingy. So screw them. Other times, it's because they are a small employer who just doesn't have much room to maintain a plan.

In fact, unless things have changed from decades ago, pre-existing conditions were not an issue in employer group health plans as far as the premiums someone with diabetes paid vs. those without, although if every employee has diabetes or something serious, the group's plan costs were more in future years. But group health plans did not charge a higher premium to individuals because of pre-existing conditions.

Whatever, it is time to clean all this crud up and make a standard plan -- kind of like with Medicare supplements where if you buy Plan F, you know exactly what you are getting whichever company you buy it from.

The easiest way to clean it up would be single payer, with Medicare the model. But that won't be happening any time soon.