ACA Open enrollment NOV 1st - DEC 15. www.healthcare.gov. ph# 1-800-318-2596.

[A Brand New World]

3. A few questions for those who may know.

I am retiring at the end of the year and have access to insurance through my pension. But I am considering signing up through ACA since the premium is half of what I would pay through the pension. I get almost a $800 premium reduction for a silver plan. One question is do you pay the full amount & then get reimbursed when you file taxes or do you just pay the lower amount automatically each month?

Do you think I would be taking on an undue risk by turning down the insurance from the pension and relying on the ACA considering the fact that the republicans and trump are still actively trying to dismantle the ACA?

If I do sign up through the ACA, is the amount set in stone once you sign up or can it be raised at some point in the year?

Thanks in advance for any input.