One dead after gunman opens fire on SUV in rush hour on D.C. highway

[hack89]

52. Only for real accidents

Last edited Mon Jun 1, 2015, 06:10 PM - Edit history (1)

and I doubt you can force criminals to pay for it due to 5th Amendment issues.

The problem with insurance is that it is irrelevant when it comes to most gun deaths. It won't stop suicides (nearly 70% of gun deaths) and insurance companies won't pay out for criminal or negligent acts (they are not stupid). And the number of true accidents involving non-family members is tiny compared to the number of gun legal gun owners. So there is no money in it for insurance companies - the premiums would be a pittance based on the actuarial data. There is a reason why owning guns will not raise the price of your home insurance while owning a swimming pool or certain dogs will.

But say you passed such a law. You have just given the NRA a gift beyond imagination. They would promptly go into the insurance business like AARP - insurance companies would pay big money for an NRA endorsement. They would then offer big discounts for members, giving every gun owner in America a financial incentive to join the NRA. Imagine a NRA with a massive revenue stream and a membership ten times bigger than it is now. Is that what you really want?