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In reply to the discussion: Clinton: 'There is no way I won't be' nominee [View all]JDPriestly
(57,936 posts)If you employer does not have to pay for your healthcare, he/she/it can pay you directly what he/she/it would pay for the insurance. So that way you gain. And your employer can deduct the cost of your pay as a business expense.
If you get sick and for that or some other reason cannot work (let's say your company closes) and we do not have single payer, universal insurance, you have to buy your own insurance on Obamacare or on the open market. That will cost you a lot more than the value of the insurance your employer provides for you, and you will be unemployed and unable to pay for it. With our current system, you have the employer-paid insurance when you are working, i.e., when you are least likely to need it, and you don't have that insurance when you are most likely to need it --- when for some reason you are unable to work (and it is often a health reason). If you think COBRA is a good system for those out of work, I hope you have a lot of money saved because, especially for a family, it is very expensive.
Single payer insurance is, in the end, cheaper for everyone. A comparison of the cost of health insurance between our country and countries with single payer plans proves that. And having lived in countries with single payer, I highly recommend it in terms of healthcare. It's there when you need it and is, compared to ours, affordable and reliable and very good.