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happyslug

(14,779 posts)

129. Like dog bites, that is already covered by home insurance.

Sun Jul 3, 2016, 11:34 AM

Jul 2016

The actual cost of such coverage is so low, it is included in your home insurance today. A million dollar potential loss spread over a million people is just one dollar. The actual risk of a firearm kept in your home being used in a criminal act is so low that the actual yearly risk is measured in cents not dollars.

The risks of firearms and dogs in your home are so low neither is listed as an individual item on your home owner insurance and is included even if you do NOT own a dog or a firearm (the risks of both are so low, measured in cents not dollars, they are included to protect the bank holding any mortgage on the home more than any other reason).

Remember many firearm deaths are suicides, that rate has NOT dropped in decades. No insurance will cover suicides for the simple reason you do NOT want to put a person into a position that it is more profitable for his or her family for that person to shoot themselves then stay alive.

As to auto insurance, look at your coverage, hospital and medical care is the biggest single thing covered, damage to property is quite cheap. Adding a firearm clause will be measured in cents not dollars for compared to accidents with personal injury claim will be cheap. Today if something is stolen out of your car, you collect from your home owner insurance not your car insurance (subject to whatever deductible you have, such deductibles are high enough to exempt most such thiefs from being reported).

Sorry home insurance already covers the misuse of firearms.

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California gun laws: Jerry Brown signs major new restrictions on firearms owners, rejects others [View all] alp227 Jul 2016 OP

Every time you restrict gun rights jpak Jul 2016 #1

With what? lame54 Jul 2016 #35

I know, right? This thread is lacking in gun porn. We need pictures! hunter Jul 2016 #37

Obviously... sarisataka Jul 2016 #38

. Iggo Jul 2016 #2

Excellent! May it be contagious! Squinch Jul 2016 #3

Sad to see Brown is becoming a DINO scscholar Jul 2016 #4

I don't know about the first one, but the rest are bullshit vetoes, passiveporcupine Jul 2016 #7

With all of the constant workplace shootings that constantly happen so often... scscholar Jul 2016 #10

It is upside down day sarisataka Jul 2016 #11

It is the reinvention of the old "Peace Writs". happyslug Jul 2016 #17

That sounds like the old "Peace Writs". happyslug Jul 2016 #16

I understand what your concern is, but passiveporcupine Jul 2016 #21

To get a PFA, you need to file with a court. happyslug Jul 2016 #22

OK, so it may be technically impossible to get passiveporcupine Jul 2016 #24

I do PFAs on a weekly basis, yes it is. happyslug Jul 2016 #25

glad you explained this and yes, i can see how this would be used against minorities JI7 Jul 2016 #53

He would have been insane to sign it. former9thward Jul 2016 #50

So what happens to someone today who has a valid complaint? passiveporcupine Jul 2016 #56

Then run for office and do better. Chicago1980 Jul 2016 #12

Great to hear ailsagirl Jul 2016 #5

Glad someone is doing something IronLionZion Jul 2016 #6

I can almost hear... liberalmuse Jul 2016 #8

I will support Cryptoad Jul 2016 #9

Does this mean all semi-auto rifles are now also banned? ansible Jul 2016 #13

SKS semiautomatics are legal under that section happyslug Jul 2016 #18

As is the M1Garand. n/t oneshooter Jul 2016 #19

I can contest that. happyslug Jul 2016 #26

I believe that you are refering to the BM59 from Beretta oneshooter Jul 2016 #27

You got it basackwards oneshooter Jul 2016 #29

Right, but that does NOT meet the definition used in the statute for "fixed magazine" happyslug Jul 2016 #31

Makes me glad I live in the free state of Texas. n/t oneshooter Jul 2016 #32

you must be white if you're calling Texas the "free state" CreekDog Jul 2016 #43

And you must be some sort of racist if you believe that. n/t oneshooter Jul 2016 #48

But the SKS has some features banned ansible Jul 2016 #20

But those features only apply to rifles with detachable magazines happyslug Jul 2016 #23

Where can I buy one of those semiautomatic, centerfire rifles John Poet Jul 2016 #118

Actually, you can. All current NATO rifles are capable of launching STANAG 22mm rifle grenades Just reading posts Jul 2016 #131

Jer-RY! Jer-RY! Jer-RY! Night Watchman Jul 2016 #14

So they've banned "possession" of high capacity magazines. Calista241 Jul 2016 #15

Since the law can not take effect immediately, I would sell the. Travis_0004 Jul 2016 #28

California requires you to sell them through a licensed gun dealer CreekDog Jul 2016 #44

I read that the law takes effect some time next year. Just reading posts Jul 2016 #34

NY and CT have shown us that compliance with this kind of ban is between 5%-15% Lizzie Poppet Jul 2016 #36

Over the last forty years, Jerry Brown has been, ... CRH Jul 2016 #30

And to think I was annoyed by the ridiculous gun control laws passed in Colorado a couple of years Just reading posts Jul 2016 #33

Why isn't any credit sarisataka Jul 2016 #39

I agree... Heeeeers Johnny Jul 2016 #42

Does this mean ammosexuals will be leaving California? Spitfire of ATJ Jul 2016 #40

Would that be these folks? sarisataka Jul 2016 #41

No. The mentally ill.... Spitfire of ATJ Jul 2016 #45

Those that belong to drug gangs will stay hack89 Jul 2016 #46

Of course, the tired old "if you outlaw guns,.." canard. Spitfire of ATJ Jul 2016 #47

His statement was a straightforward prediction... Lizzie Poppet Jul 2016 #49

LOL!!! Oh sure. Gun bans mean only crooks have guns.... Spitfire of ATJ Jul 2016 #54

You're completely missing the point. Lizzie Poppet Jul 2016 #59

I know what your point is. To prevent anything from changing. Spitfire of ATJ Jul 2016 #62

Nope. But thanks for confirming my suspicion. Lizzie Poppet Jul 2016 #65

A buy back preceding a full ban is how they got rid of machine guns. Spitfire of ATJ Jul 2016 #69

Wrong, you can still purchase full auto weapons. oneshooter Jul 2016 #73

Regular guns should be just as screened. Spitfire of ATJ Jul 2016 #82

What, in your educated and informed opinion, is a "regular gun"? n/t oneshooter Jul 2016 #84

A wooden stock bolt action hunting rifle. Spitfire of ATJ Jul 2016 #88

You mean like this one? oneshooter Jul 2016 #89

I supposed that's to determine if I know about bolts. Spitfire of ATJ Jul 2016 #91

Like these? oneshooter Jul 2016 #103

Now show us your nuts! Spitfire of ATJ Jul 2016 #111

Your use of the term "regular guns" does call into question your knowledge... Marengo Jul 2016 #126

Only to someone playing the game.... Spitfire of ATJ Jul 2016 #140

Either one knows, or does not know, the subject matter being discussed. Marengo Jul 2016 #143

Wrong. It's a deflection from the issue.... Spitfire of ATJ Jul 2016 #147

Uh huh. apply the same argument to the subject of women's reproductive rights Marengo Jul 2016 #156

Another deflection? Spitfire of ATJ Jul 2016 #160

Actually it is to check you oneshooter Jul 2016 #208

Number twos always play the same game. It's old..... Spitfire of ATJ Jul 2016 #215

So a synthetic stocked bolt action rifle isn't a "regular" gun? Just reading posts Jul 2016 #165

I know this game.... Spitfire of ATJ Jul 2016 #169

So....no answer, then? Just reading posts Jul 2016 #172

It's not a game when someone shoots up a classroom. Spitfire of ATJ Jul 2016 #178

I don't recall asserting that it was. You said "regular" guns were wooden stocked, bolt action Just reading posts Jul 2016 #181

LOL! Are you sure? Spitfire of ATJ Jul 2016 #189

Yes, quite. Just reading posts Jul 2016 #191

There was a machine-gun buyback in the US? News to me. Lizzie Poppet Jul 2016 #80

So you are saying current gun owners are willing to break the law. Got it. Spitfire of ATJ Jul 2016 #90

A law like that? Absolutely. Millions of them, in fact. Lizzie Poppet Jul 2016 #92

What we have and what we need at two different things.... Spitfire of ATJ Jul 2016 #93

How would asshole be legally defined? Marengo Jul 2016 #127

That's easy.... Spitfire of ATJ Jul 2016 #141

You would deny a constitutional right based on political affiliation? Marengo Jul 2016 #146

It would make for great theater. Spitfire of ATJ Jul 2016 #149

Sure, if theater is the goal. Marengo Jul 2016 #157

What's funny is the idiots running around in the woods playing army.... Spitfire of ATJ Jul 2016 #163

You actually think the NG would comply with orders to confiscate guns? Lizzie Poppet Jul 2016 #170

I believe they will fight for the country against a bunch of anti-government idiots. Spitfire of ATJ Jul 2016 #177

Depends on the scenario. Lizzie Poppet Jul 2016 #182

Most people with guns will turn them in. That's why there's total panic.... Spitfire of ATJ Jul 2016 #185

I think you're enormously mistaken on that. Lizzie Poppet Jul 2016 #187

Thus fulfilling the "only outlaws will have guns" talking point. Spitfire of ATJ Jul 2016 #188

Want a gun? Get fingerprinted and photographed and pass a background check... Spitfire of ATJ Jul 2016 #99

I have no objections to that sort of set-up. Lizzie Poppet Jul 2016 #104

There was a buy back associated with the 1934 NFA? Marengo Jul 2016 #128

which way does the new law lean .. criminal or legal ? DustyJoe Jul 2016 #206

Interesting construct.... Spitfire of ATJ Jul 2016 #217

It works so well for Chicago and Baltimore! Kang Colby Jul 2016 #233

Why is CA different from NY and CT? hack89 Jul 2016 #52

Face it. Gun laws work everywhere they're used..... Spitfire of ATJ Jul 2016 #55

Which gun laws? TeddyR Jul 2016 #57

A national ban will stop guns from coming in from outside. Spitfire of ATJ Jul 2016 #60

There are c. 350 million firearms already in civilian hands in the US. Lizzie Poppet Jul 2016 #66

Banning is simply no longer a workable methodology sarisataka Jul 2016 #67

Bad examples. Try machine guns.... Spitfire of ATJ Jul 2016 #70

Bad example sarisataka Jul 2016 #72

LOL!!! Oh sure, let's go down to the gun store and buy one right now. Spitfire of ATJ Jul 2016 #78

Gunbroker currently lists sarisataka Jul 2016 #85

LOL! Do you KNOW what that "paperwork" is? Screening required by LAW. Spitfire of ATJ Jul 2016 #96

I do know sarisataka Jul 2016 #98

They are banned from the open market and off the streets. Spitfire of ATJ Jul 2016 #100

Still wrong sarisataka Jul 2016 #102

It's not a war zone out there ya know.... Spitfire of ATJ Jul 2016 #112

I am quite familiar sarisataka Jul 2016 #113

So you agree with this... Spitfire of ATJ Jul 2016 #114

Reagan is the proverbially stopped clock sarisataka Jul 2016 #115

It's times like this when I wonder about what people choose for a hobby. Spitfire of ATJ Jul 2016 #116

For twenty years my job sarisataka Jul 2016 #117

I had a full basement in Michigan with floor to ceiling hardshell mountains.... Spitfire of ATJ Jul 2016 #119

Very nice sarisataka Jul 2016 #153

"Extras" make for good photography.... Spitfire of ATJ Jul 2016 #158

That's just mean... sarisataka Jul 2016 #162

"Selective compression" is your friend.... Spitfire of ATJ Jul 2016 #168

So true sarisataka Jul 2016 #174

Point to point or do you have continuous run available? Spitfire of ATJ Jul 2016 #179

Point to point now sarisataka Jul 2016 #184

This is why coal country is so popular. You can have tight turns with lots of little hopper cars. Spitfire of ATJ Jul 2016 #186

There are beautiful coal layouts sarisataka Jul 2016 #190

The Reading was a good one with the camelback engines.... Spitfire of ATJ Jul 2016 #192

Those must have been sarisataka Jul 2016 #193

Not talking to the fireman was an inconvenience 1939 Jul 2016 #203

If you lived in my neighborhood, you could. NFA dealer 15 minutes down the road. Marengo Jul 2016 #125

Do you have a machine gun? Spitfire of ATJ Jul 2016 #138

I've been thinking of it, already have an FFL so have some familiarity with the process. Marengo Jul 2016 #142

I take it model railroading is out as a hobby. Spitfire of ATJ Jul 2016 #148

One may have more than a single hobby. Marengo Jul 2016 #155

Try fly fishing. Spitfire of ATJ Jul 2016 #159

Too pricey for me. Just reading posts Jul 2016 #173

yep just like those outlawed drugs have been kept out n/t DustyJoe Jul 2016 #205

Very good.... Spitfire of ATJ Jul 2016 #211

Like the 1994 AWB? hack89 Jul 2016 #61

The AWB was watered down and then repealed. Spitfire of ATJ Jul 2016 #63

The AWB was absolutely useless as written hack89 Jul 2016 #64

Games. It's all games.... Spitfire of ATJ Jul 2016 #68

When you make up labels like "assault weapon" hack89 Jul 2016 #77

Face it. There is sheer panic in the air that the public is about to end the game. Spitfire of ATJ Jul 2016 #81

You're dreaming. Lizzie Poppet Jul 2016 #86

Don't say "never". Spitfire of ATJ Jul 2016 #95

True enough. "Never" is a long time! (nm) Lizzie Poppet Jul 2016 #97

Rhode Island eemphatically rejected an AWB last week hack89 Jul 2016 #87

Have you ever been there? Spitfire of ATJ Jul 2016 #94

I live there nt. hack89 Jul 2016 #105

Maybe you can explain the smell. Spitfire of ATJ Jul 2016 #106

What smell would that be? nt hack89 Jul 2016 #107

The river in Providence. Spitfire of ATJ Jul 2016 #108

Don't live in Providence so I don't knownt. hack89 Jul 2016 #109

It's like a mix of rotting vegetation and stagnant sea water. Spitfire of ATJ Jul 2016 #110

It still is. The cost is tremendous and a tax of $200 per item goes to get you the stamp. oneshooter Jul 2016 #74

you can't own hand grenades anymore? WHat will we do for protection and hunting ducks? olddad56 Jul 2016 #76

You can, if you have the money and a clean enough background. n/t oneshooter Jul 2016 #79

... Spitfire of ATJ Jul 2016 #101

Liberal criminologists whose credentials FAR exceed yours and mine disagree that "gun control" works pablo_marmol Jul 2016 #199

As if there are no other factors that reduced crime but guns.... Spitfire of ATJ Jul 2016 #200

Never claimed that guns were solely responsible for reducing crime. pablo_marmol Jul 2016 #207

"Unsurprising that you'd erect a dishonest strawman." Spitfire of ATJ Jul 2016 #216

"As if there are no other factors that reduced crime but guns...." pablo_marmol Jul 2016 #218

Which part do you find hard to believe? TipTok Jul 2016 #120

The part where people really believe it and it's not just a talking point. Spitfire of ATJ Jul 2016 #122

Well that was certainly vague... TipTok Jul 2016 #123

"D"... Spitfire of ATJ Jul 2016 #137

Ahhh.. TipTok Jul 2016 #180

Truth be told, I dismiss them utterly as decades old talking points. Spitfire of ATJ Jul 2016 #183

The fact they have decades of precedent... TipTok Jul 2016 #196

Actually they are assumptions accepted as fact.... Spitfire of ATJ Jul 2016 #197

Ooh.. progress... TipTok Jul 2016 #198

You keep citing NY and CT as if that is absolute proof that ANY attempt is futile.... Spitfire of ATJ Jul 2016 #201

Other countries are not the US... TipTok Jul 2016 #202

You seem to labor under the impression that the government needs the NRA's permission.... Spitfire of ATJ Jul 2016 #204

This is an excellent example... TipTok Jul 2016 #210

The reason gun sales have expanded is the idiots believing Obama's army from Kenya is coming. Spitfire of ATJ Jul 2016 #212

The fact you think that... TipTok Jul 2016 #220

Do you even know any right wingers? Spitfire of ATJ Jul 2016 #222

Look at my avatar... TipTok Jul 2016 #223

It's fear of a ban that's driving up sales..... Spitfire of ATJ Jul 2016 #226

And widERspread ignoring of such a law. Lizzie Poppet Jul 2016 #209

So do nothing because it will be ignored anyway. Spitfire of ATJ Jul 2016 #213

When doing nothing is better than doing something stupid and counter-productive...... pablo_marmol Jul 2016 #219

"indeed ------ do nothing." Spitfire of ATJ Jul 2016 #221

"That's where it always ends." pablo_marmol Jul 2016 #224

The common pattern is to hear Number Twos say "It's too soon".... Spitfire of ATJ Jul 2016 #225

False dichotomy. Lizzie Poppet Jul 2016 #229

Face it. There is a cult around the idea of urban warfare and they want their toys to play hero. Spitfire of ATJ Jul 2016 #230

Irrelevant. Lizzie Poppet Jul 2016 #231

And then there's the rest of the world wondering, "WTF??" Spitfire of ATJ Jul 2016 #232

Two questions TeddyR Jul 2016 #51

Only if the magazine is not forward of the trigger. oneshooter Jul 2016 #75

At last, California will be free of the scourge of Red 9 Broomhandles. Just reading posts Jul 2016 #171

After all, they can be made into blasters! Lizzie Poppet Jul 2016 #175

A DL-44 Heavy Blaster Pistol! Just reading posts Jul 2016 #176

Unconstitutional fear-mongering & security theater. nt appal_jack Jul 2016 #58

How is banning high capacity magazines anything but an empty gesture? jack_krass Jul 2016 #71

All the more empty when you consider the extant supply. Lizzie Poppet Jul 2016 #83

Good! It's a great start. mwrguy Jul 2016 #121

If this is a "great start", what is your desired endgame on this subject? Just reading posts Jul 2016 #133

A gun-free society mwrguy Jul 2016 #194

So much for "No one wants to take your guns". Just reading posts Jul 2016 #195

proof of insurance to buy a gun, all guns listed on home insurance policy, require insurance for mor Sunlei Jul 2016 #124

Like dog bites, that is already covered by home insurance. happyslug Jul 2016 #129

What will that accomplish? TeddyR Jul 2016 #130

just like with a car, proof of insurance can be used to verify a gun holder in public is 'legal' Sunlei Jul 2016 #145

A concealed carry license confirms TeddyR Jul 2016 #151

If I was Governer, I'd regulate that Militia with easy to scan registration stickers. Sunlei Jul 2016 #154

Chris Rock had a point...charge for the bullets and let them have the guns.. Stellar Jul 2016 #132

That would, of course be unconstitutional on the face of it. Just reading posts Jul 2016 #134

Really, I didn't know. Or are you talking about paying for bullets? Stellar Jul 2016 #135

Courts have ruled that ammunition bans are unconstitutional. Just reading posts Jul 2016 #136

Then, that's got to change. Stellar Jul 2016 #139

Unlikely, to say the least. Just reading posts Jul 2016 #144

Why? Lizzie Poppet Jul 2016 #150

I'm all for a tax paid sticker on new guns and a registration sticker, similar to a cars requirement Sunlei Jul 2016 #152

and the next day.. drray23 Jul 2016 #161

Making your AR-15 compliant with the law isn't "circumventing" the letter of the law. Just reading posts Jul 2016 #164

yes in the same way drray23 Jul 2016 #166

Following the letter of the law, in other words. Just reading posts Jul 2016 #167

That is what happens when laws are written by ManiacJoe Jul 2016 #234

Next time youceyec Jul 2016 #214

Lordy, lordy.... S_B_Jackson Jul 2016 #227

Exempted themselves from the new laws that made hawkeyeman Jul 2016 #228