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In reply to the discussion: Insurance giant's new ER policy called 'dangerous' by critics. [View all]MOMFUDSKI
(5,526 posts)14. My insurance guy
said stay with Advantage until and unless you have an ongoing health issue that would make it worth the many extra dollars per month one pays for a supp. And with Advantage one can switch at anytime to a supp should things go sideways. I switched out to a PPO Supp plan for 2 months so I could go to the eye doc I wanted to do my cataracts and then right back into my $9/month Advantage as did my husband just a few months ago. I DO have diabetes which gives me more latitude with the switching.
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If you have a supplemental, then likely you are on Medicare or Medicare Advantage.
vsrazdem
Jun 2021
#33
Guess we have to pay for that Ransome attack. Call an ambulance or go to a walk in first.
Deb
Jun 2021
#5
Are you referring to a Medicare Advantage Plan? If so, that is why people who sign up for an
JohnSJ
Jun 2021
#9
That is not entirely accurate. Except at the initial enrollment into Medicare, it is not
JohnSJ
Jun 2021
#67
You need to be careful because there are only certain times that can be done depending on the
JohnSJ
Jun 2021
#18
That's why I still have original Medicare, even though I have to pay for dental and vision.
Lonestarblue
Jun 2021
#31
If you suspect you're having a heart attack and wait to be sure, it could be curtains for you.
Vinca
Jun 2021
#8
Yes, even if it turned out to be indigestion, I just don't see them denying coverage to anyone
JohnSJ
Jun 2021
#39
Who the hell goes to a crowded ER and sits for hours next to other sick people
Ferrets are Cool
Jun 2021
#11
Those that don't have a primary care physician. The OP says 1 out of 10, it applies to the
JohnSJ
Jun 2021
#13
Insurance companies, even Medicare, have tried to control emergency room care for decades.
Hoyt
Jun 2021
#29
Combined with the pain medication-in-a-lockbox policies this will be disastrous.
Ms. Toad
Jun 2021
#32
Unfortunately because of addicts it very hard to ever get pain meds here
Marrah_Goodman
Jun 2021
#58
Yes - in Jan. 2017 my cardiologist prescribed a CT scan to diagnose my heart problem
csziggy
Jun 2021
#49
On the bright side, unlike other countries, we don't have government bureacrats gettting between us
DavidDvorkin
Jun 2021
#45
"We estimate that nationally less than 10% of (Emergency Department) claims will be classified as...
ruet
Jun 2021
#48
this is reckless but typical of corporate mentality. penny wise and pound foolish.
FlyingPiggy
Jun 2021
#53
I wonder how that will work in practice. About 10 years ago I went to the ER
Sapient Donkey
Jun 2021
#59
If there were more urgent care clinics, many ER visits wouldn't be necessary.
MineralMan
Jun 2021
#61
There are problems to be fixed, but I'm with the nasty corporate death panel on this.
Hortensis
Jun 2021
#70