Latest Breaking News

bucolic_frolic

(56,002 posts)

6. I bet they don't even cover chip board glue now

Reply to mahatmakanejeeves (Original post)

Sun May 31, 2026, 08:48 AM

21 hrs ago

We are over invested in housing. Insurance doesn't make the risk go away. Only truly unexpected calamities payout big time.

The numbers supporting your life are more important than all the insurance or all the things you own.

Experiences matter more than trinkets.

Edit history

Please sign in to view edit histories.

Recommendations

0 members have recommended this reply (displayed in chronological order):

46 replies

= new reply since forum marked as read

Highlight:

The Home-Insurance Coin Flip: Nearly Half of Claims Result in Zero Payout [View all] mahatmakanejeeves Yesterday OP

It is all junk insurance for homeowners now... OhioBack2Blue Yesterday #1

If a customer has a question, that sets off an alarm with those mother-f6ckers wolfie001 22 hrs ago #3

You can't even have them check to see if your roof is okay after a hail storm. moreland01 12 hrs ago #40

Expect more crappy outcomes with the KKKrappy occupant in the WH nt wolfie001 22 hrs ago #2

Umm... that reticence runs throughout the entirety of the insurance racket. OldBaldy1701E 22 hrs ago #4

Yup lonely bird 21 hrs ago #9

Not just necessary for mortgage holders but required. mdbl 15 hrs ago #29

THE BIG FIVE: These are the biggest offenders. New Jersey's Department of Insurance listed companies with 3Hotdogs 21 hrs ago #5

We had State Farm lonely bird 21 hrs ago #8

That's not what Jake from State Farm says. mdbl 15 hrs ago #30

I bet they don't even cover chip board glue now bucolic_frolic 21 hrs ago #6

Another insurance rip-offs are the health insurance clubs that are not insurance. They are not rated by state agencies 3Hotdogs 21 hrs ago #7

Medishare? lonely bird 21 hrs ago #10

Sirius XM. Christian Healthcare Ministries. 3Hotdogs 19 hrs ago #16

Insurance is a scam. it started coming clear to me because of a movie mwmisses4289 21 hrs ago #11

May I suggest? lonely bird 17 hrs ago #25

Wow, never heard of that one. Will look for it. Love Meryl. mdbl 15 hrs ago #32

We know this has been the trend line for health "insurance" for a long time Bluetus 20 hrs ago #12

We've never had a problem Fiendish Thingy 20 hrs ago #13

What year was your last State Farm claim? mdbl 15 hrs ago #33

Oh jeez...I'm not sure Fiendish Thingy 15 hrs ago #36

Peace of mind for the bank only... JT45242 19 hrs ago #14

So you'd think homeowners would have an ally in the bank that owns the home Bengus81 19 hrs ago #18

Link to non-paywall article flvegan 19 hrs ago #15

"I don't understand why people post shit nobody without a subscription (to the WSJ, no less) can read." mahatmakanejeeves 19 hrs ago #19

There's a better way to deal with that than just denying claims mdbl 15 hrs ago #34

State Farm is not like a good neighbor, they suck Historic NY 19 hrs ago #17

Everything is a scam now. Oneironaut 18 hrs ago #20

How well I know... KSL-Washington 18 hrs ago #21

We just dumped USAA (after 70 years with several generations of my family) moreland01 12 hrs ago #41

Too often, when someone files a homeowners claim their policy is not renewed by the insurer dlk 18 hrs ago #22

Kick dalton99a 18 hrs ago #23

I had a water claim a few years back. All the basements on my block flooded because a storm drain behind our Raftergirl 18 hrs ago #24

I have also had a recent experience with Nationwide (luckily) and they have been remarkable FakeNoose 16 hrs ago #28

Great to hear this and good luck with the rebuilding! Can't imagine going through something like that with Raftergirl 15 hrs ago #35

About how many years back was that? pnwmom 11 hrs ago #43

'22 or '23. But I have this specific coverage in my policy. As another poster wrote, it only costs an extra couple Raftergirl 10 hrs ago #45

Our broken pipe and the damage was covered. On top of that, pnwmom 1 hr ago #46

Catastrophic Losses Backstopped By Government 2na fisherman 17 hrs ago #26

Like a good little drone, I've been paying house insurance premiums since 1978, BobTheSubgenius 17 hrs ago #27

The companies pay some people a lot of money Quanto Magnus 15 hrs ago #31

People are not customers any more. hunter 14 hrs ago #37

It pays to spend a little time with an agent to understand what your insurance is covering sarisataka 14 hrs ago #38

That graph is close to tracking the past three Presidential elections Uncle Joe 13 hrs ago #39

The bastids join in on the fleecing of the majority of Americans GreenWave 11 hrs ago #42

Well to be honest i thought it was higher. Figarosmom 11 hrs ago #44