Reply #37: I got over the pride bit [View All]

[kineneb]

after I thought about Bernie Ebbers and WorldCom. You see, Hubby was a WC employee and was part of the mass layoff on May 1, 2002. He was unable to find any work after that, due to age and poor health (sure, someone will hire an over-50 diabetic with approaching renal failure).

There is no way we will ever be able to pay back anything on Hubby's disability income, and I am now his transportation and official "health care specialist." Plus, the system penalizes him if I were to earn enough to cause him to lose Medicaid. I can't work enough hours to make it worth my time, and of course, because it would have to be part time, there would be no medical benefits. So it is better financially for me to stay home, teach piano lessons "under the table" and make handcrafted stuff (woodturning, jewelery) for sale.

Bankruptcy was necessary to get rid of the evil credit card debt. At one point we had almost caught up and could have been able to pay them off, but then Hubby lost his job, we had to sell our house and move, we lost medical insurance, etc. Stuff just snowballed.