Reply #8: all part of the plan, [View All]

[winston61]

The insurers and employers won't risk bad publicity by simply dropping group plans. They will instead price them so high and strip benefits so that they won't be worth the paper they are printed on. Then insurers can say nobody 'wants' this product anymore and "we've got to adjust to market changes." But look at this new product, the health savings acoount. Never mind that they will only cherry pick young, healthy and affluent customers. They are not in the business to help people. They are in business to make profits and pay shareholders. If you can't afford the new product the answer will be "Fuck off and die". Profits will go up and the unhealthy will die. Far from pricing themselves out of business, profits will rise, because they no longer pay claims.