Reply #144: car [View All]

[wildflowergardener]

I don't think comparing this to mandatory car insurance is a fair comparison. Last year I had someone hit me from behind. Car Insurance is mandatory in Missouri. This person, however had let their car insurance expire - and I am stuck with the situation that I can not afford to get my car fixed because I have to pay a $500 deductible. If she'd had insurance, her insurance would have paid to get my car fixed. I don't care whether people insure their own cars but it's important that they insure damage to other's cars because why should I have to pay for them hitting me.

The insurance company says they will try to collect my money for me, but I'm not holding my breath as I've not seen anything yet.

On the other hand with health insurance, someone else not getting health insurance isn't going to affect another person like not having car insurance will. I understand the point about getting costs down, but until we have some idea of how much the mandatory insurance will cost, I don't see how we can possibly make an informed decision to vote for someone who is going to mandate it.

Meg