Reply #8: My dad said, "If you can't pay for it, you can't afford it." So I've only [View All]

[TexasSissy]

used credit cards for convenience. I never buy anything with a credit card that I don't have the cash for at the time of purchase.

Exceptions have been my house and my car. But I'm saving to buy my next car with cash (unless interest rates are high enough on investments to outweight car finance interest rates).

One of the few good things my no-good, two-timing, worthless dad ever said. Funny I remember him saying that. Probably because he wasn't around much for me to remember much else.

(But my dad is okay now. He's changed his wicked ways....except he became a born again Christian and is a ....dare I say it? ....Republican!)