Reply #57: How is Universal coverage private ins. anymore than Medicare? [View All]

[bluedawg12]

Seriously, maybe I don't get their program.

Currently you go to your private health care provider and they bill the Medicare system.

Can't that be the model for Universal health care?

Yes, your hypothetical person pays into programs that will kick in at around 62.

He pays into those programs like SS, even if he will not need SS financially, because by mandate he shares the risk with society. It’s his “cost” of living in this society.

For Medicare, it's more tenuous, considering inflation, perhaps bad investments, other variables, even your hypothetical person may find paying for health care as a senior, in the future, would be difficult, so Medicare makes even more sense.

Now, what about this person as a healthy young tax payer- why pay into that?

Well, if society determines that the common good has a goal: Universal Health Care, then. hypo-guy has to pay in as part of that society and also, because, he may possibly encounter a catastrophic health crisis he cannot afford and once again, society ( the rest of the tax payers) would be picking up his tab.

Here's an interesting thought:

What is the per capita cost of insuring people under the age of Medicare eligibility? It should be a lot less because it’s end life health care that eats up 95% of a persons contribution to the system.

Also, there is a bit of a disingenuous side to BO's plan:

insuring all kids by mandate should actually be a lot less expensive then insuring all adults or all seniors.

Kids, would theoretically be healthier and would utilize less resources. No one has mentioned that, I think?