Reply #8: exactly [View All]

[asphalt.jungle]

psychologically when you get a lump sum of money as a check in the mail your most responsible instinct is to want to save it. an additional $13 a week tacked onto your paycheck won't be saved. it will get direct deposited and get mixed in with all the other expenses you have to cover with your paycheck. it's like a small raise. it is disingenuous to compare the two.